Plan & Multiply vs Expensly

You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went? Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Add an expense with Siri, hands-free — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, vacation project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Work 100% offline — your data stays with you • Talk with Kim, a kind and discreet money coach — 100% private, no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync. PREMIUM Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars. Premium comes with a 7-day free trial. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

Take control of your finances with ease. Track your income, expenses, and transfers — all in one place. Whether you want to monitor your spending, set savings goals, or keep an overview of multiple accounts, this app makes personal finance simple and stress-free. Key features: • Add transactions in seconds • Record income and expenses • Create transfers between accounts • Track detailed analytics and insights • Set up personalized budgets • Manage multiple accounts (e.g., savings, PayPal, debit cards) Go Premium (one-time purchase): - Create unlimited budgets - Add locations to your transactions - Manage more than 3 accounts - Import & Export of your data - More widgets Stay on top of your money — clear, simple, and built for everyday use.