Comparison

SplitIt vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitIt

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

Highlights
  • Split bills from receipts
  • Assign items to individuals
  • Track expenses and balances
  • Pay or request money from friends
  • Record shared outings
Read full description

SPLIT THE BILL, SHARE PHOTOS, & PAY / REQUEST FRIENDS Split and share any expense — no more headaches from calculating totals and asking who got what. • Upload a receipt to begin splitting items with friends • Select who's on the receipt, update and claim items • Easily pay or request payment from friends TRACK EXPENSES & BALANCES • Effortlessly track expenses, split bills, and settle balances with your group • Keep a record of everywhere you’ve been to with friends Questions or ideas? We would love to know what you think and any suggestions you may have! Contact us at hello@splitit.pro

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

SplitIt4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against SplitIt's 18. SplitIt's advantage is rating (4.9 vs 4.7) and ratings volume (792 vs 157). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitIt sells 18 in-app purchases, starting at $4.99 per month. Pay with Sublime asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SplitIt holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: SplitIt has 792 ratings behind it against 157, so its average is the more settled of the two. Written reviews point the same way: 88% of SplitIt's written reviews are positive against 86% of Pay with Sublime's.

UpkeepUpdate frequency

SplitIt ships an update every 6 days, Pay with Sublime every 9 days. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
SplitIt versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplitItPay with Sublime
PriceFreeFree
Rating4.9 (792 ratings) — better4.7 (157 ratings)
Positive reviews87.9% of reviews — better85.7% of reviews
Number of ratings792 — better157
Update frequencyEvery 6 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.5
Further details — not scored
Size59 MB61 MB
Age rating4+17+
DeveloperFeast Labs LLCSublime Payments Company

Customer experience

SplitIt

All ratings792 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews33 reviews
Positive87.9%
Neutral0.0%
Negative12.1%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

Bugs and requests

SplitIt

Reported bugs

4 issues
  • Restaurant search feature experiencing bugs
  • Domain expired - unable to log in or access support
  • App requires internet connection despite having local OCR capability
  • Newly split items moved to bottom of list causing confusion

Requested features

10 requests
  • Add Zelle and Apple Cash payment integration
  • Support multiple receipt photo uploads
  • Display total receipt amount on final summary page
  • Customizable Venmo message templates
  • In-app payment requests instead of Venmo redirect
Show 5 more
  • Collaborative editing notifications
  • Skip receipt scanning option for manual entry
  • Quick divide options (e.g., swipe to divide by 4)
  • Birthday tracking feature
  • Web-based view for shared splits without app download

Pay with Sublime

Not enough reviews yet to summarise bugs or requests.

In-app purchases

18 purchases

SplitIt

Subscriptions2
  • Unlimited$4.991 Month
  • Unlimited$39.991 Year
One-time16
  • Developer Tip$0.29
  • Developer Tip$0.49
  • Developer Tip$0.69
Show 13 more
  • Developer Tip$0.99
  • Developer Tip$1.09
  • Developer Tip$1.59
  • Developer Tip$1.99
  • Developer Tip$2.69
  • Developer Tip$4.99
  • Developer Tip$11.99
  • Developer Tip$12.99
  • Developer Tip$14.99
  • Developer Tip$15.99
  • Developer Tip$34.99
  • Developer Tip$39.99
  • Developer Tip$49.99
None

Pay with Sublime

No in-app purchases

Questions

Is SplitIt free?
SplitIt is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, SplitIt or Pay with Sublime?
SplitIt is rated higher. SplitIt averages 4.9 out of 5 from 792 ratings, while Pay with Sublime averages 4.7 from 157 ratings.
Do SplitIt or Pay with Sublime have ads?
Neither SplitIt nor Pay with Sublime shows ads.
Which is updated more often, SplitIt or Pay with Sublime?
SplitIt ships an update every 6 days, and Pay with Sublime every 9 days. Most recently, SplitIt was updated on October 15, 2026 and Pay with Sublime on October 13, 2026.

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