SplitIt vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitIt
Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.
- Split bills from receipts
- Assign items to individuals
- Track expenses and balances
- Pay or request money from friends
- Record shared outings
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SPLIT THE BILL, SHARE PHOTOS, & PAY / REQUEST FRIENDS Split and share any expense — no more headaches from calculating totals and asking who got what. • Upload a receipt to begin splitting items with friends • Select who's on the receipt, update and claim items • Easily pay or request payment from friends TRACK EXPENSES & BALANCES • Effortlessly track expenses, split bills, and settle balances with your group • Keep a record of everywhere you’ve been to with friends Questions or ideas? We would love to know what you think and any suggestions you may have! Contact us at hello@splitit.pro
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is in-app purchases: Pay with Sublime at none against SplitIt's 18. SplitIt's advantage is rating (4.9 vs 4.7) and ratings volume (792 vs 157). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitIt sells 18 in-app purchases, starting at $4.99 per month. Pay with Sublime asks for nothing beyond the download.
SplitIt holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: SplitIt has 792 ratings behind it against 157, so its average is the more settled of the two. Written reviews point the same way: 88% of SplitIt's written reviews are positive against 86% of Pay with Sublime's.
SplitIt ships an update every 6 days, Pay with Sublime every 9 days. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.
| Parameter | SplitIt | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (792 ratings) — better | 4.7 (157 ratings) |
| Positive reviews | 87.9% of reviews — better | 85.7% of reviews |
| Number of ratings | 792 — better | 157 |
| Update frequency | Every 6 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 59 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | Feast Labs LLC | Sublime Payments Company |
Customer experience
SplitIt
Pay with Sublime
Bugs and requests
SplitIt
Reported bugs
4 issues- Restaurant search feature experiencing bugs
- Domain expired - unable to log in or access support
- App requires internet connection despite having local OCR capability
- Newly split items moved to bottom of list causing confusion
Requested features
10 requests- Add Zelle and Apple Cash payment integration
- Support multiple receipt photo uploads
- Display total receipt amount on final summary page
- Customizable Venmo message templates
- In-app payment requests instead of Venmo redirect
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- Collaborative editing notifications
- Skip receipt scanning option for manual entry
- Quick divide options (e.g., swipe to divide by 4)
- Birthday tracking feature
- Web-based view for shared splits without app download
Pay with Sublime
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SplitIt
- Unlimited$4.991 Month
- Unlimited$39.991 Year
- Developer Tip$0.29
- Developer Tip$0.49
- Developer Tip$0.69
Show 13 moreShow fewer
- Developer Tip$0.99
- Developer Tip$1.09
- Developer Tip$1.59
- Developer Tip$1.99
- Developer Tip$2.69
- Developer Tip$4.99
- Developer Tip$11.99
- Developer Tip$12.99
- Developer Tip$14.99
- Developer Tip$15.99
- Developer Tip$34.99
- Developer Tip$39.99
- Developer Tip$49.99
Pay with Sublime
No in-app purchases








