SplitIt vs PayLater
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitIt
Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.
- Split bills from receipts
- Assign items to individuals
- Track expenses and balances
- Pay or request money from friends
- Record shared outings
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SPLIT THE BILL, SHARE PHOTOS, & PAY / REQUEST FRIENDS Split and share any expense — no more headaches from calculating totals and asking who got what. • Upload a receipt to begin splitting items with friends • Select who's on the receipt, update and claim items • Easily pay or request payment from friends TRACK EXPENSES & BALANCES • Effortlessly track expenses, split bills, and settle balances with your group • Keep a record of everywhere you’ve been to with friends Questions or ideas? We would love to know what you think and any suggestions you may have! Contact us at hello@splitit.pro
PayLater
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
- Split payments into 4 installments
- Fast and easy onboarding
- Secure PCI DSS-compliant transactions
- Shop with a network of top retailers
- Transparent fees, no hidden charges
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Zero interest. Zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank, and it is 100% Sharia-compliant, certified by Bait Al Mashoura. Split any purchase into 4 payments over 3 months, or spread bigger orders across up to 12 monthly instalments with FleXed. SPLIT IN 4 Pay 25% at checkout and the rest across 3 payments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHS Orders of QAR 4,000 and above can be spread over up to 12 monthly instalments instead of 4. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4. Run up to 2 FleXed orders at once, and your credits come back as you repay. FleXed is offered based on eligibility. YOUR FIRST PAYMENT, YOUR CALL Raise your first payment above the standard 25% and the balance splits evenly across the instalments you choose. And if something costs more than your limit, pay the difference up front and split the rest. 1,500+ MERCHANTS ACROSS QATAR Shop online and in store at more than 3,000 outlets, including Lulu, Fnac and many more. IN THE APP Your live credit limit, every order and due date in one place, early repayment at no cost, secure card management, and full Arabic and English support. SAFE, LOCAL, TRANSPARENT Licensed by the Qatar Central Bank. PCI DSS-compliant security. Every transaction is processed inside Qatar. The only charge is a QAR 50 late payment fee, approved by our Sharia Supervisory Committee and donated in full to charity. Join 500,000+ shoppers in Qatar already paying a smarter way.
Screenshots
Verdict
The clearest difference is review sentiment: SplitIt at 88% against PayLater's 28%. SplitIt also leads on rating (4.9 vs 3.5) and update cadence (every 6 days vs every 3 weeks). PayLater's advantage is in-app purchases (none vs 18). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitIt sells 18 in-app purchases, starting at $4.99 per month. PayLater asks for nothing beyond the download.
SplitIt holds the better App Store score, 4.9 against 3.5. Both are backed by a comparable volume of ratings — 792 and 298 respectively. Written reviews point the same way: 88% of SplitIt's written reviews are positive against 28% of PayLater's.
SplitIt ships an update every 6 days, PayLater every 3 weeks. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.
| Parameter | SplitIt | PayLater |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (792 ratings) — better | 3.5 (298 ratings) |
| Positive reviews | 87.9% of reviews — better | 28.4% of reviews |
| Number of ratings | 792 — better | 298 |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 59 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Feast Labs LLC | Pay Later |
Customer experience
SplitIt
PayLater
User reviews
SplitIt
From 792 App Store ratingsWhat we love
- 🚀 Fast and efficient bill splitting process
- 👍 Intuitive and clean user interface/UX design
- 📱 Seamless Venmo integration for payment requests
- 🎯 Accurate OCR receipt scanning and reading
- ✨ Ad-free experience
Room to improve
- 🔐 Requires phone number signup and data collection
- 📵 Doesn't work without mandatory account creation
- ⚠️ Privacy concerns regarding data selling practices
- 🐛 Domain/server issues preventing app access
- 😤 Cumbersome interaction for large party splits
PayLater
From 298 App Store ratingsWhat we love
- 👍 Trusted
- 👍 Great experience
Room to improve
- 💡 No Arabic language support
- 💡 Low spending limit
- 🐛 Debit card not supported
- 🐛 OTP not received
- 🐛 Unable to delete app and restart
Bugs and requests
SplitIt
Reported bugs
4 issues- Restaurant search feature experiencing bugs
- Domain expired - unable to log in or access support
- App requires internet connection despite having local OCR capability
- Newly split items moved to bottom of list causing confusion
Requested features
10 requests- Add Zelle and Apple Cash payment integration
- Support multiple receipt photo uploads
- Display total receipt amount on final summary page
- Customizable Venmo message templates
- In-app payment requests instead of Venmo redirect
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- Collaborative editing notifications
- Skip receipt scanning option for manual entry
- Quick divide options (e.g., swipe to divide by 4)
- Birthday tracking feature
- Web-based view for shared splits without app download
PayLater
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Monthly payment reminder
- Higher spending limits
In-app purchases
SplitIt
- Unlimited$4.991 Month
- Unlimited$39.991 Year
- Developer Tip$0.29
- Developer Tip$0.49
- Developer Tip$0.69
Show 13 moreShow fewer
- Developer Tip$0.99
- Developer Tip$1.09
- Developer Tip$1.59
- Developer Tip$1.99
- Developer Tip$2.69
- Developer Tip$4.99
- Developer Tip$11.99
- Developer Tip$12.99
- Developer Tip$14.99
- Developer Tip$15.99
- Developer Tip$34.99
- Developer Tip$39.99
- Developer Tip$49.99
PayLater
No in-app purchases









