Cleva App vs Stanbic IBTC Mobile 3.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cleva App
Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.
- Send money internationally
- Receive USD payments
- Receive stablecoins
- Convert currencies
- Virtual USD card
- Hold funds in USD
- Earn Cleva Points
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On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]
Stanbic IBTC Mobile 3.0
This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.
- Voice Banking
- Insurance module
- Stocks trading
- Mutual Funds investing
- Electronic wallet (@ease)
- Pensions module
- Instant account opening
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The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!
Screenshots
Verdict
The clearest difference is review sentiment: Cleva App at 59% against Stanbic IBTC Mobile 3.0's 13%. Cleva App also leads on rating (4.7 vs 2.9) and update cadence (every 9 days vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cleva App holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 116, so its average is the more settled of the two. Written reviews point the same way: 59% of Cleva App's written reviews are positive against 13% of Stanbic IBTC Mobile 3.0's.
Cleva App ships an update every 9 days, Stanbic IBTC Mobile 3.0 every 3 months. Both last shipped on October 30, 2026.
| Parameter | Cleva App | Stanbic IBTC Mobile 3.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.5K ratings) — better | 2.9 (116 ratings) |
| Positive reviews | 59.2% of reviews — better | 12.7% of reviews |
| Number of ratings | 1.5K — better | 116 |
| Update frequency | Every 9 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 — better | 15.5 |
| Further details — not scored | ||
| Size | 220 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | Cleva Technologies, Inc. | Stanbic IBTC Holdings Plc |
Customer experience
Cleva App
Stanbic IBTC Mobile 3.0
Bugs and requests
Cleva App
Reported bugs
3 issues- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers
Requested features
4 requests- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards
Stanbic IBTC Mobile 3.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cleva App
No in-app purchases
Stanbic IBTC Mobile 3.0
No in-app purchases
Questions
Is Cleva App free?
Is Stanbic IBTC Mobile 3.0 free?
Which has better reviews, Cleva App or Stanbic IBTC Mobile 3.0?
Do Cleva App or Stanbic IBTC Mobile 3.0 have ads?
Which is updated more often, Cleva App or Stanbic IBTC Mobile 3.0?
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