Comparison

VeloRemit vs Argos Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VeloRemit

Send money from Europe and Canada to Nigeria, Ghana, and Cameroon with zero fees and competitive exchange rates. This secure and user-friendly app facilitates fast transfers directly to bank accounts or mobile wallets, ensuring your loved ones receive more.

Highlights
  • Fast and secure transfers
  • Competitive exchange rates
  • Zero transfer fees
  • User-friendly interface
  • Regulated and trustworthy service
  • In-app customer support
Read full description

VeloRemit – Zero Fees. Great Rates. Fast & Secure Transfers. Join thousands of customers choosing VeloRemit as their go-to app for sending money from Europe and Canada to Nigeria, Ghana and Cameroon. Experience a seamless money transfer service designed to bring families closer, support loved ones and empower businesses. --- Key Features 1. Fast and Secure Transfers Send money within minutes to: • Bank accounts in Nigeria and Ghana • Mobile wallets in Ghana and Cameroon All transactions are protected with advanced encryption and stringent security measures, giving you peace of mind every step of the way. 2. Competitive Rates Enjoy competitive exchange rates, ensuring your money goes further when sending to Nigeria, Ghana or Cameroon. More value with every transfer. 3. No Transfer Fees Send money with zero transfer fees – more money for your loved ones, every time. 4. User-Friendly App Enjoy a simple, intuitive interface that makes money transfers effortless. Send anytime, anywhere, directly from your mobile. 5. Regulated and Trustworthy VeloRemit is a regulated money transfer service, fully compliant with UK, EU and Canada financial standards, giving you peace of mind that your money is always safe. 6. Help Whenever You Need It Our friendly support team are always ready to help. Reach us quickly through in-app chat, email or phone for reliable assistance whenever you need it. --- Join the VeloRemit Community With VeloRemit, you are not just transferring money. You are joining a community built on trust, reliability and transparency. Thousands already use VeloRemit as their go-to platform for stress-free, fast and secure money transfers to Nigeria, Ghana and Cameroon. Download the VeloRemit app today and experience the difference.

About

Argos Pay

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

Highlights
  • Check balance and credit limit
  • View transactions (pending included)
  • Track instalment and BNPL plans
  • Make payments
  • Set up Direct Debit
  • Configure spending alerts
  • Update contact details
Features
Read full description

Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.

Screenshots

VeloRemit4 screens
Argos Pay4 screens

Verdict

The call

The clearest difference is review sentiment: VeloRemit at 100% against Argos Pay's 38%. VeloRemit also leads on ratings volume (65 vs 2) and monetization model (free vs ad-supported). Argos Pay's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Argos Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: VeloRemit has 65 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 100% of VeloRemit's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

VeloRemit ships an update fortnightly, Argos Pay every 8 days. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
VeloRemit versus Argos Pay: the parameters behind the verdict, then further details
ParameterVeloRemitArgos Pay
PriceFreeFree
Rating4.7 (65 ratings)5.0 (2 ratings) — better
Positive reviews100.0% of reviews — better37.5% of reviews
Number of ratings65 — better2
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.0 — better
Further details — not scored
Size95 MB136 MB
Age rating4+17+
DeveloperVeloRemit LimitedNewDay Limited

Customer experience

VeloRemit

All ratings64 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews42 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Argos Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews136 reviews
Positive37.5%
Neutral0.7%
Negative61.8%

In-app purchases

None

VeloRemit

No in-app purchases

None

Argos Pay

No in-app purchases

Questions

Is VeloRemit free?
VeloRemit is free to download, with no in-app purchases.
Is Argos Pay free?
Argos Pay is free to download, with no in-app purchases.
Which has better reviews, VeloRemit or Argos Pay?
Argos Pay is rated higher. VeloRemit averages 4.7 out of 5 from 65 ratings, while Argos Pay averages 5.0 from 2 ratings.
Do VeloRemit or Argos Pay have ads?
Neither VeloRemit nor Argos Pay shows ads.
Which is updated more often, VeloRemit or Argos Pay?
VeloRemit ships an update fortnightly, and Argos Pay every 8 days. Most recently, VeloRemit was updated on October 22, 2026 and Argos Pay on October 23, 2026.

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