Sparkalender vs SpendGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sparkalender
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Do you try to save money regularly? But find it boring or hard to succeed? With Sparkalender it will be much more fun and easier. Let's say you want to save for a vacation. You create a saving and select how often you want to save money. For instance, every week for 3 months. Then Sparkelender will randomize how much you should save each week for the upcoming 3 months. You get notified when it's time to save, and you select based on what you feel you can afford that week. One's economy isn't the same each week and with Sparkalender you can select more money when you just got paid and less if you spent the nights out with friends and have less to save that week. FEATURES - Notifications when it's time to save - Much easier to succeed when you select the amount you can afford - Have multiple savings running at the same time - Add days when you can skip to save (for instance, Christmas is coming up, and you want to skip saving money during the holidays) - Edit an ongoing saving in case you want to move the target or the amount you want to save - Save weekly, biweekly or once a month. Whatever suits you the best SECURITY Your security is very important to us, so Sparkalender is NOT connected to any sort of bank or other app. Sparkalender simply gives you the amount you should save, but you have to move the money yourself. Maybe it feels a bit extra, but security is more important to us than implementing such a feature. SUPPORT We are eager to hear from you. We just love to hear both good stuff and bad stuff. And it's very likely that your opinion will be added to the next update. Please don't hesitate to contact us from within the app. Terms of use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SpendGuard
This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.
- 48-hour impulse buy protection
- Daily spending streak tracking
- AI-powered spending reviews
- Effortless expense logging
- Multi-currency support (13 currencies)
- Visual spending reports
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SpendGuard tracks your spending for you. Set it up once and every Apple Pay purchase is logged automatically. No typing, no bank login. EXPENSES LOG THEMSELVES Connect a simple Shortcuts automation in a minute. From then on, each Apple Pay payment appears in SpendGuard with amount, store and category. NEVER MISS A TRIAL END Add your subscriptions and free trials. SpendGuard reminds you before a trial turns into a charge and shows what you pay every month. ASK WHERE YOUR MONEY WENT Ask the built-in assistant simple questions like "How much did I spend on food this week?" and get a clear answer. YOUR WEEK AT A GLANCE The home screen shows today, this week and your budget left, so you always know where you stand. LOG ANYTHING IN SECONDS Paid in cash? Add an expense in a couple of taps with smart categories. YOUR WEEK, AS A STORY Every week SpendGuard turns your spending into a short story: top categories, biggest purchases and how you did against your budget. Private by design: no bank connection needed. Subscription terms: SpendGuard Premium is billed through your Apple ID. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings.
Screenshots
Verdict
The clearest difference is update cadence: SpendGuard at every 9 days against Sparkalender's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sparkalender sells 3 in-app purchases, starting at $0.99 per month and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Sparkalender ships an update every 2 months, SpendGuard every 9 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Sparkalender | SpendGuard |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 16.2 — better | 17.6 |
| Further details — not scored | ||
| Size | 2 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Marcus Carlsson | Ivan Hubar |
In-app purchases
Sparkalender
- Monthly saver$0.991 Month
- Full Access$1.99
- Pro$1.99
SpendGuard
- SpendGoard Pro Monthly$4.991 Month
- SpendGoard Pro 3 Months3 Days trial$9.993 Months
- SpendGoard Pro Yearly7 Days trial$24.991 Year









