TraceSpend vs Budget Planner App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TraceSpend
Manage personal and shared finances with a zero-based budgeting system. Track expenses, plan spending by category, and get insights into your financial habits. Ideal for individuals, couples, and groups to simplify money management without spreadsheets.
- Zero-based budgeting system
- Expense tracking with receipt attachment
- Shared wallets for groups and couples
- Spending plan creation by category
- Real-time budget progress alerts
- Financial insights and trends
- Offline expense tracking
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Take control of your money with a budgeting system that actually works. TraceSpend helps you track every expense, plan your spending, and stay on top of both personal and shared finances - without spreadsheets or stress. Whether you’re organizing your own budget or splitting costs with your partner, friends, or travel group, TraceSpend keeps everything clear, simple, and in one place. Build a Spending Plan That Matches Real Life Zero-based budgeting doesn’t mean “spend zero” - it means give every dollar a job. TraceSpend makes this super easy: - Create a monthly or weekly spending plan - Allocate money to categories like groceries, fuel, eating out, subscriptions, or travel - See how much you have left to spend in each category - instantly - Get gentle alerts before you overspend Example: Got €500 for “Food” this month? TraceSpend shows you exactly how much is left after each purchase so you don’t wonder where the money disappeared. Simple & Fast Expense Tracking - Add expenses in seconds - no complicated forms - Categorize them, write notes, attach receipts (premium) - Track where purchases happen Multiple Wallets for Every Part of Your Life - Shared wallet with your partner - Trip wallet for a summer road trip - Event wallet (birthday, wedding, weekend getaway) Everything stays clean and separate. Shared Wallets That Just Work No more awkward conversations about “who owes what.” - Track shared expenses in real time - Auto-split bills (equally, custom amounts, or percentages) - See each person’s balance - Use Settle-Up to record payments and keep everything fair Example: Paid €120 for groceries? Add it to the shared wallet and the app instantly updates everyone’s share. Insights That Actually Help - Daily/monthly averages - Top spending categories - Category group insights - Trends over time - Spot habits and make small changes that save real money Smart Budgeting & Advanced Tools - Weekly, monthly, or custom budgets - Category limits - Real-time budget progress - Filters, search, and unlimited history (premium) - Full offline mode so you can track expenses anywhere - even on a mountain, train, or airplane Export & Backup - Download your data as CSV for your own records or spreadsheets Fast, Secure & Private - Your data is encrypted and stays yours. Always Why People Love TraceSpend - Easy to use from day one - Works great solo or with groups - Powerful for budgeting without feeling overwhelming - Clean design and helpful insights - Helps you stick to a spending plan without giving up the things you enjoy Join thousands of people who’ve already simplified their money life. Download TraceSpend and start budgeting with confidence. Terms of Use: https://tracespend.com/terms.html Privacy Policy: https://tracespend.com/privacy.html
Budget Planner App
Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.
- AI-powered expense categorization
- Voice input for transactions
- Monthly budget creation
- Savings and debt tracking
- Multi-currency support
- Spending insights and charts
- Recurring transaction management
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Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)
Screenshots
Verdict
The clearest difference is review sentiment: TraceSpend at 100% against Budget Planner App's 19%. TraceSpend also leads on rating (5.0 vs 3.9) and iOS requirement (13.0 vs 17.0). Budget Planner App's advantage is ratings volume (181 vs 3) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TraceSpend sells 2 in-app purchases, starting at $5.99 per month and Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.
TraceSpend holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Budget Planner App has 181 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of TraceSpend's written reviews are positive against 19% of Budget Planner App's.
TraceSpend ships an update monthly, Budget Planner App every 2 weeks. The most recent releases landed on October 19, 2026 and October 30, 2026 respectively.
| Parameter | TraceSpend | Budget Planner App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 3.9 (181 ratings) |
| Positive reviews | 100.0% of reviews — better | 19.2% of reviews |
| Number of ratings | 3 | 181 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 49 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Digital Wave SRL | Dishith Dhanani |
Customer experience
TraceSpend
Budget Planner App
In-app purchases
TraceSpend
- Monthly$5.991 Month
- Yearly$49.991 Year
Budget Planner App
- Weekly Subscription$3.997 Days
- Monthly Subscription$3.991 Month
- Monthly Subscription7 Days trial$7.991 Month
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- Annual Subscription7 Days trial$47.991 Year
- Zero Lifetime$29.99
- Lifetime$29.99
Questions
Is TraceSpend free?
Is Budget Planner App free?
Which has better reviews, TraceSpend or Budget Planner App?
Do TraceSpend or Budget Planner App have ads?
Which is updated more often, TraceSpend or Budget Planner App?
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