Flow vs Budgetum

A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.

Budgetum is a budget planner and expense tracker for people who want to plan their money without connecting a bank. Plan a monthly budget or a paycheck to paycheck budget, track spending and bills, and see exactly where your money goes. Everything stays on your phone. PRIVATE BY DESIGN • Works fully offline. No account, no email, no bank login • Your financial data stays on your device. Back it up or export it as CSV any time • No ads and no subscription. Budgeting is free; Pro is a one-time purchase PLAN YOUR BUDGET YOUR WAY • Monthly budgets, payday to payday budgets, or any custom period • Your own sections and categories, with your colors and icons • Planned vs. actual for every category, with clear progress bars • Budget from planned income, or set a fixed budget amount for a month • Copy last month's plan in one tap TRACK EXPENSES IN SECONDS • Add an expense or income in a few taps, with suggestions from your own history • Favourites: hold + to add a starred transaction in two taps • Split one receipt into several categories, with item counts • Checking, credit cards, cash, savings goals and debts, with transfers between accounts BILLS, SUBSCRIPTIONS AND PAYDAYS • Recurring transactions for rent, utilities, subscriptions and salary • See what's coming before it happens, with the net total for each day • Confirm each bill when it's due, so nothing slips through UNDERSTAND YOUR SPENDING • Spending by category, section, account, store, person or tag • Drill down step by step, for example Vacation › Groceries › Store A • Trends month by month, compared with last month or last year • A spending calendar to spot your expensive days • Desktop Analytics: explore your data on a big screen, privately in your browser SWITCH IN MINUTES • Import from YNAB or any CSV file • Match a bank statement to your transactions to reconcile an account (Pro) • Tags, saved filters and mass updates keep years of data tidy FREE AND PRO Budgets, expense tracking, accounts, analytics, import and export are free. Budgetum Pro is a one-time purchase: unlimited recurring transactions and tags (5 of each are free), bank statement matching, Saved Sets and Budget Sets. It also supports an independent developer. WHO IT'S FOR • Anyone moving from a budget spreadsheet, notes or paper • People who budget paycheck to paycheck or plan every dollar each month • Students, families, freelancers and anyone who wants a calm, simple money manager • Anyone who doesn't want to give a budgeting app their bank login Budgetum is a budget planner, expense tracker, bill tracker and money manager in one, without the clutter. Questions or ideas? Write from More › Report a Problem. Every message is read by the developer.