Comparison

Stanbic IBTC Mobile 3.0 vs AltPay App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stanbic IBTC Mobile 3.0

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Highlights
  • Voice Banking
  • Insurance module
  • Stocks trading
  • Mutual Funds investing
  • Electronic wallet (@ease)
  • Pensions module
  • Instant account opening
Features
Read full description

The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!

About

AltPay App

Features
Read full description

AltPay is a secure digital payment and business management app built for individuals and merchants who need fast, dependable transactions. Designed with simplicity and flexibility, AltPay supports QR payments, wallet transfers, multi-location business operations, and streamlined onboarding. Whether you are managing personal finances or running a business, AltPay delivers a complete digital payment solution supported by The Alternative Bank. Features Optimized for Performance and Search Digital Payments and Transfers Send money instantly through wallet transfers or QR code payments. QR Payment Technology Use QR codes to receive payments quickly, allowing merchants to reduce checkout time and improve customer experience. User-Friendly Onboarding Create an account using BVN verification, OTP authentication, and a quick liveness check for secure identity confirmation. Savings account and Transaction History Monitor account balances, review transaction history, and receive updates on payments and account activity. Merchant and Business Tools Merchants can accept QR payments, review activity, manage business information, and oversee operations across multiple branches. Agent and Location Management Assign agents as staff members to handle payments and daily activities at different business locations, ensuring accuracy and operational efficiency. Modern Digital Dashboard Designed for clarity and navigation speed, making payments and management tasks easier for all users. Built-In Themes Light and dark mode options to match user preferences. Security and Data Protection Strong identity checks, account passwords, transaction PINs, and secure infrastructure support. Ideal For: • Individuals using digital payments and transfers • Merchants processing business transactions and managing operations • Agents staff of merchants responsible for location-based business tasks Download AltPay to experience a secure, flexible, and complete digital payment system.

Screenshots

Stanbic IBTC Mobile 3.02 screens
AltPay App4 screens

Verdict

The call

Stanbic IBTC Mobile 3.0 and AltPay App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stanbic IBTC Mobile 3.0 ships an update every 3 months, AltPay App every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Stanbic IBTC Mobile 3.0 versus AltPay App: the parameters behind the verdict, then further details
ParameterStanbic IBTC Mobile 3.0AltPay App
PriceFreeFree
Rating2.9 (116 ratings) — better—
Positive reviews12.7% of reviews—
Number of ratings116 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.5
Further details — not scored
Size185 MB61 MB
Age rating4+17+
DeveloperStanbic IBTC Holdings PlcSterling Bank Plc

In-app purchases

None

Stanbic IBTC Mobile 3.0

No in-app purchases

None

AltPay App

No in-app purchases

Questions

Is Stanbic IBTC Mobile 3.0 free?
Stanbic IBTC Mobile 3.0 is free to download, with no in-app purchases.
Is AltPay App free?
AltPay App is free to download, with no in-app purchases.
Do Stanbic IBTC Mobile 3.0 or AltPay App have ads?
Neither Stanbic IBTC Mobile 3.0 nor AltPay App shows ads.
Which is updated more often, Stanbic IBTC Mobile 3.0 or AltPay App?
Stanbic IBTC Mobile 3.0 ships an update every 3 months, and AltPay App every 2 months. Most recently, Stanbic IBTC Mobile 3.0 was updated on October 24, 2026 and AltPay App on October 25, 2026.

Other comparisons