Comparison

Stanbic IBTC Mobile 3.0 vs PixPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stanbic IBTC Mobile 3.0

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Highlights
  • Voice Banking
  • Insurance module
  • Stocks trading
  • Mutual Funds investing
  • Electronic wallet (@ease)
  • Pensions module
  • Instant account opening
Features
Read full description

The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!

About

PixPay

This platform simplifies school fee payments, registration, and remittances for parents and students. It offers multiple secure payment options and real-time transaction tracking, making educational payments fast and convenient.

Highlights
  • Seamless school fee payments
  • Multiple payment options
  • Secure transactions with SSL encryption
  • Real-time payment tracking
  • PixPay Wallet for budget flexibility
  • Supports over 50 partner schools
Features
Read full description

PixPay is Nigeria's leading payment platform for seamless school fee payments, registration fees, and remittances. We make paying school fees simple, fast, and secure for parents and students across the country. WHY CHOOSE PIXPAY? Multiple Payment Options Pay your way with our flexible payment methods including PixPay Wallet, debit cards, bank transfers, USSD, POS terminals, and QR code scanning. No more worrying about account limits or payment restrictions. Simple and Convenient Find your child's school, enter their admission number, select the fees you want to pay, and complete your payment in minutes. It's that easy. Secure Transactions Your financial information is protected with 256-bit SSL encryption, ensuring the highest level of security for all your payments. Real-Time Tracking Monitor all your payment transactions in one place. Get instant confirmations and receipts for every payment made. PixPay Wallet Overcome account limits by loading funds into your PixPay Wallet and paying in installments that work for your budget. TRUSTED BY THOUSANDS Over $10 million in fees processed 50+ partner schools nationwide 15,000+ satisfied users 600+ positive reviews PERFECT FOR Parents paying school fees Students handling registration payments Anyone making educational remittances Join thousands of Nigerian families who trust PixPay for their educational payment needs. Download now and experience stress-free school fee payments.

Screenshots

Stanbic IBTC Mobile 3.02 screens
PixPay4 screens

Verdict

The call

The clearest difference is rating: PixPay at 4.8 against Stanbic IBTC Mobile 3.0's 2.9. PixPay also leads on update cadence (every 10 days vs every 3 months). Stanbic IBTC Mobile 3.0's advantage is ratings volume (117 vs 27). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PixPay holds the better App Store score, 4.8 against 2.9. Both are backed by a comparable volume of ratings — 117 and 27 respectively.

UpkeepUpdate frequency

Stanbic IBTC Mobile 3.0 ships an update every 3 months, PixPay every 10 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Stanbic IBTC Mobile 3.0 versus PixPay: the parameters behind the verdict, then further details
ParameterStanbic IBTC Mobile 3.0PixPay
PriceFreeFree
Rating2.9 (117 ratings)4.8 (27 ratings) — better
Positive reviews12.7% of reviews—
Number of ratings117 — better27
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size185 MB36 MB
Age rating4+9+
DeveloperStanbic IBTC Holdings PlcPixels Solution LTD

Customer experience

Stanbic IBTC Mobile 3.0

All ratings109 ratings
Positive39.4%
Neutral12.8%
Negative47.7%
Written reviews79 reviews
Positive12.7%
Neutral6.3%
Negative81.0%

PixPay

All ratings24 ratings
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

None

Stanbic IBTC Mobile 3.0

No in-app purchases

None

PixPay

No in-app purchases

Questions

Is Stanbic IBTC Mobile 3.0 free?
Stanbic IBTC Mobile 3.0 is free to download, with no in-app purchases.
Is PixPay free?
PixPay is free to download, with no in-app purchases.
Which has better reviews, Stanbic IBTC Mobile 3.0 or PixPay?
PixPay is rated higher. Stanbic IBTC Mobile 3.0 averages 2.9 out of 5 from 117 ratings, while PixPay averages 4.8 from 27 ratings.
Do Stanbic IBTC Mobile 3.0 or PixPay have ads?
Neither Stanbic IBTC Mobile 3.0 nor PixPay shows ads.
Which is updated more often, Stanbic IBTC Mobile 3.0 or PixPay?
Stanbic IBTC Mobile 3.0 ships an update every 3 months, and PixPay every 10 days. Most recently, Stanbic IBTC Mobile 3.0 was updated on November 8, 2026 and PixPay on November 5, 2026.

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