ruya bank vs EDB SmartConnect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ruya bank
Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.
- Open account in under five minutes
- No minimum salary or balance
- Fast set-up login with UAE PASS or Face ID
- Spend, save, and track finances
- No hidden fees
- Instant transaction notifications
- Virtual and physical card payments
- Ruya Kids Account for children
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Welcome to ruya, a new community Islamic bank guided by pillars of fairness, transparency and social responsibility. Download the ruya app today and open an account in under five-minutes with your UAE Pass or Emirates ID. Features include: - No minimum salary or account balance requirements - Fast set-up login with UAE PASS or Face ID - Spend, save and easily keep track of your finances on the go - No hidden fees, ensuring complete transparency - Get instant notifications when money is credited or debited from your account - Make payments with both virtual and physical card options - Pay bills and make regular or one-off payments - Instill financial responsibility in your children by opening a ruya Kids Account - Manage your card in just a few clicks - For any in-app assistance, select the ‘chat with us’ feature for instant help 24/7
EDB SmartConnect
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EDB SmartConnect is designed to streamline cash flow processes and empower our clients with greater control and efficiency in managing their financial needs. We in EDB are taking a significant step forward in enhancing our digital service offerings and delivering even greater value to our respective clients.
Screenshots
Verdict
The clearest difference is update cadence: ruya bank at every 2 weeks against EDB SmartConnect's every 6 months. EDB SmartConnect's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ruya bank ships an update every 2 weeks, EDB SmartConnect every 6 months. Both last shipped on November 4, 2026.
| Parameter | ruya bank | EDB SmartConnect |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (27 ratings) — better | — |
| Positive reviews | 54.7% of reviews | — |
| Number of ratings | 27 — better | — |
| Update frequency | Every 2 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 241 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruya Community Islamic Bank LLC | EDB |
In-app purchases
ruya bank
No in-app purchases
EDB SmartConnect
No in-app purchases
