Comparison

Windfall vs CoSpend.App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Windfall

Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.

Highlights
  • Natural language expense entry
  • Voice command and Siri integration
  • Receipt scanning and import
  • Weekly, monthly, and yearly budgets
  • Spending trend visualization
  • On-device data processing option
  • Multi-currency support
Features
Read full description

Track expenses without slowing down. Type a transaction, say it to Siri, or scan a receipt. Windfall prepares the merchant, amount, category, account, and date for review before saving. SMART ENTRY • Enter expenses and income in natural language • Use Siri, Shortcuts, and personal automations • Choose Automatic or On Device Only processing • Scan receipts and import multiple transactions SEE THE WHOLE PICTURE • Weekly, monthly, and yearly budgets with clear progress • Spending summaries, trends, categories, forecasts, and activity heat maps • Merchant logos, calendar browsing, search, and CSV export • Multi-currency totals with exchange-rate conversion BUILT FOR IPHONE • Widgets for trends, activity, budgets, latest transactions, and quick entry • Add photos, locations, tags, and notes to transactions PRIVATE BY DESIGN Windfall never asks for banking credentials or connects to your bank. Choose On Device Only when you want Smart Entry parsing to stay on your device. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

About

CoSpend.App

Features
Read full description

CoSpend helps couples and partners manage their money together. Track income and expenses, organize bills, and plan shared projects in one simple app. Terms of Use (EULA): https://cospend.lsapps.app/terms

Screenshots

Windfall4 screens
CoSpend.App4 screens

Verdict

The call

The clearest difference is ads: Windfall at none against CoSpend.App's shown. Windfall also leads on update cadence (every 5 days vs every 3 weeks). CoSpend.App's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days and CoSpend.App sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Windfall ships an update every 5 days, CoSpend.App every 3 weeks. The most recent releases landed on September 18, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
Windfall versus CoSpend.App: the parameters behind the verdict, then further details
ParameterWindfallCoSpend.App
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size48 MB37 MB
Age rating4+17+
DeveloperSwapnanil DholLucas Silva

In-app purchases

4 purchases

Windfall

Subscriptions3
  • Money Buddy Weekly3 Days trial$2.997 Days
  • Monthly Pro1 Month trial$9.991 Month
  • Yearly Pro$24.991 Year
One-time1
  • Lifetime Pro$49.99
1 purchases

CoSpend.App

Subscriptions1
  • Pro Couple$3.991 Month

Questions

Is Windfall free?
Windfall is free to download, with in-app purchases available.
Is CoSpend.App free?
CoSpend.App is free to download, with in-app purchases available.
Do Windfall or CoSpend.App have ads?
CoSpend.App shows ads; Windfall does not.
Which is updated more often, Windfall or CoSpend.App?
Windfall ships an update every 5 days, and CoSpend.App every 3 weeks. Most recently, Windfall was updated on September 18, 2026 and CoSpend.App on September 10, 2026.

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