Искра | БНБ vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Искра | БНБ
Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.
- Open cards, accounts, and deposits
- Make payments and transfers
- Exchange currency at favorable rates
- Manage accounts and cards
- Apply for and pay off loans
- Track finances with statements and history
- Get online consultations 24/7
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Искра — простой и удобный онлайн-банкинг от БНБ-Банка. Пользуйтесь банковскими услугами всего в пару кликов! С Искрой легко: - открывать карты, счета и вклады; - совершать платежи и денежные переводы; - менять валюту по выгодному курсу; - управлять счетами и картами; - оформлять кредиты и вносить оплату по ним; - контролировать движение финансов с помощью выписки и истории транзакций; - получать онлайн-консультации в любое время. Все, что нужно и даже больше — всегда под рукой: Карточки с манибэком — цифровые и пластиковые, оформляются за минуту. Цифровые доступны сразу: пополняйте и привязывайте их к электронному кошельку. Оплаты мгновенно отображаются в push-уведомлениях — узнавайте о них в режиме реального времени. Кредиты онлайн для любых целей. Получите ответ на заявку в течение часа! Вклады — мгновенное оформление и удобное пополнение. Обмен валюты — без очередей, прямо в телефоне. Пользуйтесь лучшим курсом при обмене между своими счетами. Платежи — создавайте удобные шаблоны, оплачивайте по QR-коду, отслеживайте операции мгновенно. Автооплата — настройте расписание для регулярных платежей, они будут проводиться автоматически. Переводы — с карты на карту, по номеру телефона, мгновенные платежи. Управляйте финансами легко! Поддержка — умный чат-бот на связи 24/7, а специалист — в один клик. Все это — сразу после регистрации в приложении. Просто попробуйте!
Expense Tracker
This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.
- Multi-currency support
- Subscription tracking
- Category budgets
- 100% privacy
- Lightning-fast entry
- CSV export
- Face ID / Touch ID protection
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Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.
Screenshots
Verdict
The clearest difference is review sentiment: Expense Tracker at 100% against Искра | БНБ's 15%. Expense Tracker also leads on rating (5.0 vs 2.0) and update cadence (every 4 days vs every 3 weeks). Искра | БНБ's advantage is in-app purchases (none vs 6) and ratings volume (41 vs 5). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Искра | БНБ asks for nothing beyond the download.
Expense Tracker holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Искра | БНБ has 41 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 15% of Искра | БНБ's written reviews are positive against 100% of Expense Tracker's.
Искра | БНБ ships an update every 3 weeks, Expense Tracker every 4 days. The most recent releases landed on September 25, 2026 and August 8, 2026 respectively.
| Parameter | Искра | БНБ | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (41 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 14.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 41 — better | 5 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 353 MB | 99 MB |
| Age rating | 17+ | 4+ |
| Developer | BNB-BANK, OAO | Akarys Turganbekuly |
Customer experience
Искра | БНБ
Expense Tracker
In-app purchases
Искра | БНБ
No in-app purchases
Expense Tracker
- Monthly plan$2.991 Month
- Annual Plan$8.991 Year
- Yearly plan$8.991 Year
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- Yearly plan7 Days trial$17.991 Year
- Lifetime Plan$14.99
- Lifetime Plan$29.99
Questions
Is Искра | БНБ free?
Is Expense Tracker free?
Which has better reviews, Искра | БНБ or Expense Tracker?
Do Искра | БНБ or Expense Tracker have ads?
Which is updated more often, Искра | БНБ or Expense Tracker?
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