TransUnion® vs Allstate Identity Protection
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TransUnion®
Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.
- Free credit scores
- Free credit reports
- Free credit monitoring
- Personalized credit offers
- Daily report and score refreshes
- Critical credit change alerts
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With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Allstate Identity Protection
This app offers comprehensive protection for your personal information and that of your family. It provides alerts, dark web monitoring, and educational resources to detect and prevent identity theft. In the event of an incident, U.S.-based specialists offer 24/7 support for restoration.
- Personal information protection
- Family member management
- Dark web monitoring
- Identity Health status
- Educational materials
- 24/7 restoration support
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You’re in good hands® Stay protected wherever you are with the Allstate Identity Protection app – the all-in-one, easy-to-use app that helps protect your and your family's personal information right from your mobile device. Signing in is simple and secure. In a matter of seconds, you can review your alerts, see your Identity Health status, access dark web monitoring and any additional features included in your plan, easily manage family members covered by your plan, and more – putting advanced identity protection right at your fingertips. Explore our comprehensive collection of educational materials and tools, as well as alternative data sources that can help you detect identity theft before it occurs. Plus, our broad definition of family includes those 65 and older, even if they are not financially dependent on you or live with you — so you can have peace of mind that your loved ones are protected, too. And should you ever experience identity theft, you can rely on our U.S.-based restoration specialists to provide expert restoration support, 24/7/365. With an industry leading 98% satisfaction score following identity theft we believe restoration is more than just restoring accounts, it’s about making a person whole again. From start to finish, your identity theft case will be managed by an empathetic and dedicated expert that has the experience and knowledge to help resolve any and all types of cases. Not a member? Sign up at aip.com or check if your employer offers Allstate Identity Protection as a benefit at http://aip.com/employee Allstate Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation.
Screenshots
Verdict
The clearest difference is review sentiment: Allstate Identity Protection at 36% against TransUnion®'s 7%. Allstate Identity Protection also leads on monetization model (free vs freemium) and rating (4.8 vs 4.6). TransUnion®'s advantage is ratings volume (39K vs 347) and update cadence (monthly vs every 5 months). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Allstate Identity Protection holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 347, so its average is the more settled of the two. Written reviews point the same way: 7% of TransUnion®'s written reviews are positive against 36% of Allstate Identity Protection's.
TransUnion® ships an update monthly, Allstate Identity Protection every 5 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | TransUnion® | Allstate Identity Protection |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (39K ratings) | 4.8 (347 ratings) — better |
| Positive reviews | 7.0% of reviews | 35.9% of reviews — better |
| Number of ratings | 39K — better | 347 |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Best chart rank | #97 — better | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 152 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | TransUnion | Allstate Insurance Company |
Customer experience
TransUnion®
Allstate Identity Protection
User reviews
TransUnion®
From 39K App Store ratingsWhat we love
- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 Useful credit monitoring
Room to improve
- 🐛 Frequent login issues
- 💰 Expensive subscription
- 🔍 Inaccurate credit information
- 📞 Poor customer support
- 🔑 Password management problems
Allstate Identity Protection
From 347 App Store ratingsWhat we love
- 👍 Easy to use
- 🔒 Great protection against fraud
- 🛡️ Peace of mind for identity safety
- 🔔 Timely and reliable alerts
- ✅ Accurate credit monitoring
Room to improve
- 🐛 App is a web browser wrapper
- 🐛 Doesn't remember login details
- 🐛 Requires frequent re-authentication (MFA)
- 🐛 Poor integration with email alerts
- 🐛 Missing key quality of life features
Bugs and requests
TransUnion®
Reported bugs
3 issues- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries
Requested features
3 requests- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices
Allstate Identity Protection
Reported bugs
33 issues- App cannot trust a device, requiring code every time
- Codes disappear in messages too quickly
- Back gestures don't work on iPhone
- Only way to go back is to click the logo and restart
- App cannot stay logged in on phone
Show 28 moreShow fewer
- Consistent MFA glitch
- MFA when it should ask for master password
- Email alerts don't link directly to the app
- App doesn't remember username and password
- Forgot My Password text code not recognized
- App spins in circles after login
- Blank white screen after login and MFA
- App won't open
- Errors logging in
- Face ID stopped working
- Cannot add Gmail account
- Cannot login to app after latest update
- Returns 'Sorry, we are unable to access your account' screen
- App is just an embedded iframe viewer
- Forms for opting out of marketing don't work
- App asks to use TouchID on iPhone 12 (no FaceID support)
- Alerts show 'something went wrong' when trying to view details
- App doesn't remember login credentials and OTP
- App never loads
- App doesn't load unless on VPN
- App logs in, sends code, and spins
- App just spins and spins after login
- App never transitions out of the loading state
- Blank white screen when launching app
- Cannot remove what it finds
- Cannot cancel subscription
- Cannot add Gmail account (loading screen forever)
- Cannot add more than 1 email
Requested features
19 requests- Add a back button for iPhone users
- Implement Face ID authentication
- Allow setup for both phone lines for robocall feature
- Add import option for passwords from Keychain and Chrome
- Integrate authentication codes into the app
Show 14 moreShow fewer
- Allow users to stay logged in on their phone
- Add ability to use Face ID/biometrics to login
- Improve password manager functionality
- Add more dark web monitoring categories
- Allow lower threshold for low balance alerts
- Add links to website in email alerts for quick action
- Improve functionality to remove personal information from people finder websites
- Add a feature to indicate dark web monitoring is active
- Allow adding more email addresses to be monitored
- Improve functionality for adding family members
- Provide more options for action after a data breach
- Enable Touch ID/Face ID support
- Add more advanced features to compete with Norton 360
- Allow monitoring of younger children's credit
In-app purchases
TransUnion®
No in-app purchases
Allstate Identity Protection
No in-app purchases
Questions
Is TransUnion® free?
Is Allstate Identity Protection free?
Which has better reviews, TransUnion® or Allstate Identity Protection?
Do TransUnion® or Allstate Identity Protection have ads?
Which is updated more often, TransUnion® or Allstate Identity Protection?
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