TransUnion® vs Aura

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout

The smart, simple way to stay safe online, powered by AI. All-in-one digital safety solution that helps keep you & your family safe from identity theft, fraud & online threats, powered by Aura Intelligence. Our award-winning technology² monitors and alerts you if personal info, passwords, credit & financial accounts are at risk. When it comes to fraud protection, every second counts. Aura alerts you to credit fraud up to 650x faster than the competition. Aura’s proactive protection helps stop threats before they strike. Digital peace of mind starts here. Download Aura today. ► FAST ALERTS ON THE GO Get identity & credit fraud alerts sent directly to your mobile device so you can take action and prevent financial loss. ► KEEP YOUR ONLINE ACTIVITY SECURE & PRIVATE Shop, bank & work online safely and privately. With 100+ virtual locations, you can access your favorite global sites & apps with connection speeds that won't slow you down. Our easy-to-use VPN also blocks millions of malicious (e.g. malware, phishing) websites that may steal your info. ►REDUCE SPAM & ROBOCALLS Data brokers collect & sell your info to advertisers—exposing you to unwanted ads, spam & scams. Aura requests removal of your info from brokers so you can take control of your privacy. ► GET ALERTED TO SUSPICIOUS TRANSACTIONS Catch early signs of fraud by staying on top of your bank transactions. Link your financial accounts to Aura & get alerted if we detect any unusual transactions that may indicate fraud. ► PREVENT CREDIT FRAUD WITH A TAP Instantly lock your credit to prevent thieves from opening credit cards or loans in your name. Aura delivers the fastest alerts³ so you get alerted to fraud in minutes, not days. Keep track of your credit health by accessing your credit score and 3B annual credit reports⁴. ► PROTECT YOUR ACCOUNTS WITH STRONG PASSWORDS Aura helps you generate unique, strong passwords to help secure your online accounts. Get alerted if you have a weak or breached password, and watch Aura auto-update your credentials on select sites. ►KEEP KIDS SAFE ONLINE (only for subscriptions with Parental Controls & Wellbeing enabled) Get insight into your child’s digital habits to help them thrive. Aura provides powerful parental controls—content blocking, screen time limits & focus modes—plus safety alerts for emerging risks such as AI chat apps and insights into your child’s device use. Aura service includes: - Free trial: free of charge; no commitment; cancel anytime - Payment will be charged to your iTunes account at confirmation of purchase - Subscription automatically renews unless auto-renew is turned off at least 24-hours before end of trial period. - Length of subscription: 1 month / 1 year - Account will be charged for renewal within 24-hrs prior to end of current period & identify cost of renewal. - Subscriptions may be managed by user and auto-renewal may be turned off in Account Settings after purchase. - Current subscriptions cannot be canceled during an active billing period. - Any unused portion of a free trial period, if offered, will be forfeited when user purchases a subscription. Privacy Policy: https://www.aura.com/legal/privacy-policy Terms of Service: https://aura.com/legal/service-terms ² Ranked #1 by Security.Org & IdentityProtectionReview.com (may be compensated as a marketing affiliate of Aura, but their ratings are all their own) ³ As compared to the competition. Results based on 2025 mystery shopper consumer study by ath Power Consulting, who was compensated by Aura to conduct this study. ⁴ Score you receive with Aura is provided for educational use to help understand your credit. Calculated by your TransUnion or Experian credit file. Lenders use different credit scoring systems; the score you receive with Aura is not the same score used by lenders. Aura's 60-day money-back guarantee does not apply to purchases made via App Store. For more details, please visit https://www.aura.com/legal/refund-policy.