WSECU vs SWACU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WSECU
Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.
- Secure biometric sign-in
- Money transfers
- Remote check deposit
- Loan payments via debit/credit
- Card lock/unlock
- Account alerts
- Dark mode
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Discover fresh features and a fresh look with the new WSECU Mobile Banking app. Navigate intuitively, choose dark mode and stay up to date on each step of your financial journey. Features and benefits include: • Sign in securely using biometrics. • Transfer money. • Deposit checks without visiting a branch or ATM. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Activate dark mode to save energy. • Find your nearest branch or ATM.
SWACU
Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.
- Organize transactions with tags, notes, and receipt photos
- Secure and fast account monitoring
- Remote check deposit
- Debit card control (on/off)
- Schedule and view payments and transfers
- Apply for new accounts and loans
- Biometric authentication
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Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount
Screenshots
Verdict
The clearest difference is review sentiment: SWACU at 77% against WSECU's 13%. SWACU also leads on rating (4.9 vs 4.4). WSECU's advantage is chart position (#127 vs unranked). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SWACU holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 2.2K and 3.9K respectively. Written reviews point the same way: 13% of WSECU's written reviews are positive against 77% of SWACU's.
WSECU ships an update every 2 weeks, SWACU every 4 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | WSECU | SWACU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (2.2K ratings) | 4.9 (3.9K ratings) — better |
| Positive reviews | 12.8% of reviews | 77.4% of reviews — better |
| Number of ratings | 2.2K | 3.9K — better |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #127 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 401 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Washington State Employees Credit Union | Southwest Airlines Federal Credit Union |
Customer experience
WSECU
SWACU
Bugs and requests
WSECU
Not enough reviews yet to summarise bugs or requests.
SWACU
Reported bugs
1 issue- No rewards counter in the new app
Requested features
1 request- Provide rewards transactions and tracking
In-app purchases
WSECU
No in-app purchases
SWACU
No in-app purchases









