Comparison

WSECU vs SWACU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WSECU

Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.

Highlights
  • Secure biometric sign-in
  • Money transfers
  • Remote check deposit
  • Loan payments via debit/credit
  • Card lock/unlock
  • Account alerts
  • Dark mode
Features
Currently charting
Read full description

Discover fresh features and a fresh look with the new WSECU Mobile Banking app. Navigate intuitively, choose dark mode and stay up to date on each step of your financial journey. Features and benefits include: • Sign in securely using biometrics. • Transfer money. • Deposit checks without visiting a branch or ATM. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Activate dark mode to save energy. • Find your nearest branch or ATM.

About

SWACU

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

Highlights
  • Organize transactions with tags, notes, and receipt photos
  • Secure and fast account monitoring
  • Remote check deposit
  • Debit card control (on/off)
  • Schedule and view payments and transfers
  • Apply for new accounts and loans
  • Biometric authentication
Features
Read full description

Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount

Screenshots

WSECU4 screens
SWACU4 screens

Verdict

The call

The clearest difference is review sentiment: SWACU at 77% against WSECU's 13%. SWACU also leads on rating (4.9 vs 4.4). WSECU's advantage is chart position (#127 vs unranked). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SWACU holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 2.2K and 3.9K respectively. Written reviews point the same way: 13% of WSECU's written reviews are positive against 77% of SWACU's.

UpkeepUpdate frequency

WSECU ships an update every 2 weeks, SWACU every 4 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 8 level
WSECU versus SWACU: the parameters behind the verdict, then further details
ParameterWSECUSWACU
PriceFreeFree
Rating4.4 (2.2K ratings)4.9 (3.9K ratings) — better
Positive reviews12.8% of reviews77.4% of reviews — better
Number of ratings2.2K3.9K — better
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#127 — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better18.4
Further details — not scored
Size401 MB177 MB
Age rating4+4+
DeveloperWashington State Employees Credit UnionSouthwest Airlines Federal Credit Union

Customer experience

WSECU

All ratings2,241 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews180 reviews
Positive12.8%
Neutral3.9%
Negative83.3%

SWACU

All ratings3,922 ratings
Positive96.9%
Neutral1.3%
Negative1.8%
Written reviews31 reviews
Positive77.4%
Neutral6.5%
Negative16.1%

Bugs and requests

WSECU

Not enough reviews yet to summarise bugs or requests.

SWACU

Reported bugs

1 issue
  • No rewards counter in the new app

Requested features

1 request
  • Provide rewards transactions and tracking

In-app purchases

None

WSECU

No in-app purchases

None

SWACU

No in-app purchases

Questions

Is WSECU free?
WSECU is free to download, with no in-app purchases.
Is SWACU free?
SWACU is free to download, with no in-app purchases.
Which has better reviews, WSECU or SWACU?
SWACU is rated higher. WSECU averages 4.4 out of 5 from 2.2K ratings, while SWACU averages 4.9 from 3.9K ratings.
Do WSECU or SWACU have ads?
Neither WSECU nor SWACU shows ads.
Which is updated more often, WSECU or SWACU?
WSECU ships an update every 2 weeks, and SWACU every 4 weeks. Most recently, WSECU was updated on September 22, 2026 and SWACU on September 23, 2026.

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