Vestwell vs Perki

Vestwell is on a mission to help savers build the financial future they deserve. Businesses, advisors, individuals, and state governments alike trust our solutions to make saving more accessible and intuitive for all. Wherever you may be in your savings journey, Vestwell grows with you. Our platform is a versatile, one-stop solution for all of your financial needs, including retirement, education, disability and emergency savings solutions. Join more than one million savers who trust Vestwell to save for life’s milestones. Build Your Financial Future Simplify your savings journey and easily track your progress toward your long-term and short-term financial goals—all on one intuitive platform. Take Control Of Your Savings Our mobile app offers the full functionality of our web portal, allowing you to manage your savings seamlessly from your phone. - Maximize Your Savings - Track savings goals, including any employer match - Change your savings amount - Select or change your investment strategy - Roll over funds to easily consolidate savings accounts - Manage Your Account(s) - Designate beneficiaries - Update your contact information - Download statements and documents - Access Your Funds - Initiate withdrawals or loans - Find the distribution options available to your plan - Get Support - Explore financial education resources - Chat with a Vestwell service representative Access Robust Service Access personalized service through phone, email, and live chat—you can get the help you need when you need it. Plus, explore our comprehensive help center with 375+ how-to articles and videos. Experience Modern Technology Take advantage of our streamlined user experience, which makes navigating your savings portal a breeze. Sign up in 3 minutes or less, and set or adjust your savings with just a few clicks. Have Peace Of Mind Our platform was designed with security in mind. We safeguard your data consistent with industry best practices. See how you can save with the Vestwell mobile app, designed to help you build your savings confidently. Vestwell and its logo are registered trademarks of Vestwell Holdings Inc.

You pay for perks every year whether you use them or not. Dining credits. Streaming reimbursements. Travel benefits. Statement credits that reset monthly, quarterly, or annually. Most people forget half of them — and that's exactly what the card companies are counting on. Perki fixes that. TRACK EVERY CARD. USE EVERY PERK. Add your credit cards from Perki's built-in library and we'll pre-load every perk they offer. Customize amounts, reset dates, and cadences. Add perks we missed. Remove ones you don't care about. Your cards, your perks, your rules. ONE TAP TO LOG. INSTANT PROGRESS. Every time you use a perk, tap to log it. Watch the progress bar fill. See exactly how much you've used and how much is still on the table. When a perk hits 100%, Perki stops tracking it — you're done. YOUR DASHBOARD TELLS THE REAL STORY. The Dollars at Risk number is what gets people. That's the total value of perks expiring soon that you haven't used yet. Not hypothetical money — real benefits you already paid for that you're about to lose. The dashboard also shows your utilization rate, what's resetting soon, and recent activity across all your cards. NOTIFICATIONS THAT ACTUALLY HELP. Set Perki to remind you before a perk resets — days, a week, or a month out. Choose your tone: Friendly: "Nudge nudge — $15.00 in Dining Credit on Amex Gold disappears in 3 days." Roast: "$15.00 in Dining Credit. 3 days. You've been warned. Again." BUILT FOR HOW YOU ACTUALLY USE CARDS. • Full perk library for major issuers — Chase, Amex, Citi, Capital One, and more • Monthly, quarterly, biannual, and annual reset cycles • Per-perk notifications with customizable lead time and frequency • Complete usage history with edit and delete • Search and sort across all your perks • Dashboard warnings configurable per reset cadence • Designed exclusively for iOS 26 YOUR DATA STAYS ON YOUR DEVICE. No subscriptions. No account required. No data sent anywhere, ever. Perki runs entirely on-device using Apple's SwiftData framework. Nothing leaves your phone.