Pibank USA vs Hermy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pibank USA
This app provides a high-yield personal savings account to help you manage and grow your money. Access your account from any device, view transaction history, and update personal information securely. Enjoy competitive interest rates with no minimum deposit or fees.
- High-yield savings account
- No minimum deposit
- No fees
- Biometric login
- Transaction history
- Manage personal info
Read full descriptionHide full description
Pibank offers a high-yield personal savings account and certificates of deposit (CDs) designed to help you save and manage your money. With the Pibank App, you can securely access and manage your Pibank accounts anytime, wherever you are. It’s that simple. It’s Pibank. Easy as pie. KEY FEATURES: · Competitive High-Yield Savings and Certificate of Deposit (CD): Maximize your savings with competitive interest rates. · Open and fund your account with no minimum deposit requirements. · No Fees: Enjoy fee-free banking with no hidden charges¹ · No Transfer Fees with Plaid: Transfer funds through Plaid with no transfer fees. · Biometric Identification: Securely access your account with fingerprint or facial recognition. · At-a-Glance Account Info: View your account details quickly and easily. · Transaction History: Access an unlimited history of your transactions. · Manage Personal Information: Update your contact details, passwords, and beneficiaries with ease. ¹ Pibank certificates of deposit are subject to a 90-day interest penalty for early withdrawal.
Hermy
This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.
- Intuitive expense tracking
- Voice and photo receipt logging
- Monthly financial habit monitoring
- Transaction logging and organization
- Cross-device data syncing
- Financial planning tools
Read full descriptionHide full description
Welcome to Hermy, your all-in-one personal finance companion designed to help you achieve a smarter, stress-free life. Whether you're managing daily expenses, setting monthly goals, or planning for your financial future, Hermy puts you completely in charge of your money. Key Features: • Take Control of Your Money: Enjoy a clean, beautifully designed interface that makes managing your personal finances intuitive and stress-free. • Say It or Snap It: Ditch the typing. Just dictate your expense or snap a photo of a receipt, and Hermy instantly extracts and logs the details for you. • Stay on Track Every Month: Get a crystal-clear view of your financial habits. Monitor your progress with easy-to-read insights so you always know where your money is going. • Track Every Transaction: Logging your daily expenses is fast and easy. Keep everything organized in one centralized place, seamlessly synced across multiple devices so your data is always up to date. • Plan Ahead: You're in charge. Anticipate upcoming expenses, build solid financial habits, and always know exactly what's coming next. Take the first step toward true financial clarity. Download Hermy today and master your money! Hermy includes optional Hermy Pro purchases. Hermy Pro is available as a $3.99/month auto-renewable subscription or a separate one-time $29.99 lifetime purchase. Prices may vary by region and are shown by Apple before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Hermy at 5.0 against Pibank USA's 2.1. Hermy also leads on update cadence (every 5 days vs every 3 weeks). Pibank USA's advantage is in-app purchases (none vs 2) and ratings volume (218 vs 1). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. Pibank USA asks for nothing beyond the download.
Hermy holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Pibank USA has 218 ratings behind it against 1, so its average is the more settled of the two.
Pibank USA ships an update every 3 weeks, Hermy every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Pibank USA | Hermy |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (218 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 22.3% of reviews | — |
| Number of ratings | 218 — better | 1 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 71 MB | 149 MB |
| Age rating | 17+ | 17+ |
| Developer | Intercredit Bank NA | Maxwell Herman |
Customer experience
Pibank USA
Hermy
Bugs and requests
Pibank USA
Reported bugs
3 issues- Inability to log in or access account
- Freezing and crashing during use
- Inconsistent app behavior
Requested features
3 requests- ACH transfer support
- Web-based banking option
- Improved customer communication
Hermy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Pibank USA
No in-app purchases
Hermy
- Hermy Pro$3.991 Month
- Hermy Pro Lifetime$29.99









