Comparison

Pibank USA vs Hermy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pibank USA

This app provides a high-yield personal savings account to help you manage and grow your money. Access your account from any device, view transaction history, and update personal information securely. Enjoy competitive interest rates with no minimum deposit or fees.

Highlights
  • High-yield savings account
  • No minimum deposit
  • No fees
  • Biometric login
  • Transaction history
  • Manage personal info
Features
Read full description

Pibank offers a high-yield personal savings account and certificates of deposit (CDs) designed to help you save and manage your money. With the Pibank App, you can securely access and manage your Pibank accounts anytime, wherever you are. It’s that simple. It’s Pibank. Easy as pie. KEY FEATURES: · Competitive High-Yield Savings and Certificate of Deposit (CD): Maximize your savings with competitive interest rates. · Open and fund your account with no minimum deposit requirements. · No Fees: Enjoy fee-free banking with no hidden charges¹ · No Transfer Fees with Plaid: Transfer funds through Plaid with no transfer fees. · Biometric Identification: Securely access your account with fingerprint or facial recognition. · At-a-Glance Account Info: View your account details quickly and easily. · Transaction History: Access an unlimited history of your transactions. · Manage Personal Information: Update your contact details, passwords, and beneficiaries with ease. ¹ Pibank certificates of deposit are subject to a 90-day interest penalty for early withdrawal.

About

Hermy

This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.

Highlights
  • Intuitive expense tracking
  • Voice and photo receipt logging
  • Monthly financial habit monitoring
  • Transaction logging and organization
  • Cross-device data syncing
  • Financial planning tools
Features
Read full description

Welcome to Hermy, your all-in-one personal finance companion designed to help you achieve a smarter, stress-free life. Whether you're managing daily expenses, setting monthly goals, or planning for your financial future, Hermy puts you completely in charge of your money. Key Features: • Take Control of Your Money: Enjoy a clean, beautifully designed interface that makes managing your personal finances intuitive and stress-free. • Say It or Snap It: Ditch the typing. Just dictate your expense or snap a photo of a receipt, and Hermy instantly extracts and logs the details for you. • Stay on Track Every Month: Get a crystal-clear view of your financial habits. Monitor your progress with easy-to-read insights so you always know where your money is going. • Track Every Transaction: Logging your daily expenses is fast and easy. Keep everything organized in one centralized place, seamlessly synced across multiple devices so your data is always up to date. • Plan Ahead: You're in charge. Anticipate upcoming expenses, build solid financial habits, and always know exactly what's coming next. Take the first step toward true financial clarity. Download Hermy today and master your money! Hermy includes optional Hermy Pro purchases. Hermy Pro is available as a $3.99/month auto-renewable subscription or a separate one-time $29.99 lifetime purchase. Prices may vary by region and are shown by Apple before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pibank USA4 screens
Hermy4 screens

Verdict

The call

The clearest difference is rating: Hermy at 5.0 against Pibank USA's 2.1. Hermy also leads on update cadence (every 5 days vs every 3 weeks). Pibank USA's advantage is in-app purchases (none vs 2) and ratings volume (218 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. Pibank USA asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Hermy holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Pibank USA has 218 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Pibank USA ships an update every 3 weeks, Hermy every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Pibank USA versus Hermy: the parameters behind the verdict, then further details
ParameterPibank USAHermy
PriceFreeFree
Rating2.1 (218 ratings)5.0 (1 ratings) — better
Positive reviews22.3% of reviews—
Number of ratings218 — better1
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.0 — better
Further details — not scored
Size71 MB149 MB
Age rating17+17+
DeveloperIntercredit Bank NAMaxwell Herman

Customer experience

Pibank USA

All ratings213 ratings
Positive24.4%
Neutral3.8%
Negative71.8%
Written reviews157 reviews
Positive22.3%
Neutral3.8%
Negative73.9%

Hermy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Pibank USA

Reported bugs

3 issues
  • Inability to log in or access account
  • Freezing and crashing during use
  • Inconsistent app behavior

Requested features

3 requests
  • ACH transfer support
  • Web-based banking option
  • Improved customer communication

Hermy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pibank USA

No in-app purchases

2 purchases

Hermy

Subscriptions1
  • Hermy Pro$3.991 Month
One-time1
  • Hermy Pro Lifetime$29.99

Questions

Is Pibank USA free?
Pibank USA is free to download, with no in-app purchases.
Is Hermy free?
Hermy is free to download, with in-app purchases available.
Which has better reviews, Pibank USA or Hermy?
Hermy is rated higher. Pibank USA averages 2.1 out of 5 from 218 ratings, while Hermy averages 5.0 from 1 ratings.
Do Pibank USA or Hermy have ads?
Neither Pibank USA nor Hermy shows ads.
Which is updated more often, Pibank USA or Hermy?
Pibank USA ships an update every 3 weeks, and Hermy every 5 days. Most recently, Pibank USA was updated on November 4, 2026 and Hermy on October 31, 2026.

Other comparisons