Comparison

Splitink vs Xplit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitink

Features
Read full description

Managing shared expenses shouldn’t be complicated. With Splitink, you can split bills, track every expense, and settle up in seconds β€” in a group or even with just one friend. Perfect for trips, roommates, couples, or everyday shared costs.
 Why people choose Splitink: β€’ Split bills easily β€” groups or one-to-one β€’ Clear balance: who paid, who owes β€’ Multi-currency support with automatic conversion (free) β€’ Settle up through PayPal, Wise, Revolut, or card β€’ Insights and analytics for every friend and every group β€’ No awkward conversations, no confusion Whether you’re sharing rent with a roommate, planning a long trip with friends, or managing travel expenses with your partner, Splitink adapts to every situation. You enjoy what matters. Splitink handles the math. Understand how you spend together β€” with a single friend or in a group: β€’ Total and average spending β€’ Who paid more β€’ Category breakdowns β€’ Trends over time Designed to keep everything clear and fair during your trips and at home. Pay the way you prefer Each user chooses how to receive money: PayPal, Wise, Revolut, or card/IBAN details for bank transfers. Full control, full privacy Splitink never asks for payment service login credentials β€” you complete the operation directly in your chosen service. Features β€’ Split equally, by amount, percentage, or shares β€’ Add notes, categories, and locations β€’ Multi-currency conversion (available for Free) β€’ Recurring expenses β€’ Smart reminders β€’ Advanced filters β€’ Custom categories β€’ Insights for groups and individual friends β€’ Group Pass: one Plus member can unlock all Plus features for the entire group (only in that group)
 Splitink Plus Upgrade for unlimited expenses, advanced tools, deeper insights, and the ability to enable Group Pass for your groups. Available as a monthly, yearly, or one-time purchase (PPP supported). Split smarter. Share better. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Xplit

Features
Read full description

Split shared expenses with your group β€” no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family β€” Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like β€” messaging, email, however β€” and whoever has the link is in. WHAT XPLIT DOES β€” Join with a link β€” no account, no email, no password; one tap and your friends are in the group β€” Add expenses β€” amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares β€” Multiple currencies β€” each currency is settled on its own, no surprise conversions β€” Who owes whom β€” balances update the moment an expense comes in β€” Simplify debts β€” Xplit minimizes the number of transfers so everyone settles with the fewest payments β€” Settle up β€” record a payment and the balances rebalance β€” History β€” a clear timeline of every expense and settlement β€” Web view β€” friends without the app open the link in a browser and see the full split NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link β€” share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase β€” no subscription, ever. Buy it once and it's yours. PRIVACY FIRST β€” No account, no email, no personal data collected β€” A group is reachable only through its private link β€” No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html

Screenshots

Splitink4 screens
Xplit4 screens

Verdict

The call

The clearest difference is iOS requirement: Xplit at 13.0 against Splitink's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitink sells 3 in-app purchases, starting at $2.99 per month and Xplit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitink ships an update every 2 months, Xplit every 6 weeks. The most recent releases landed on September 20, 2026 and September 17, 2026 respectively.

Scorecard1 real difference Β· 5 level
Splitink versus Xplit: the parameters behind the verdict, then further details
ParameterSplitinkXplit
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 β€” better
Further details β€” not scored
Size164 MB61 MB
Age rating4+4+
DeveloperIGLU SRL SEMPLIFICATABROKEN MATRIX TECHNOLOGY, LLC

In-app purchases

3 purchases

Splitink

Subscriptions2
  • Monthly Plus1 Month trial$2.991 Month
  • Yearly Plus1 Month trial$27.991 Year
One-time1
  • Splitink Lifetime$79.99
1 purchases

Xplit

One-time1
  • Split Unlock$2.99

Questions

Is Splitink free?
Splitink is free to download, with in-app purchases available.
Is Xplit free?
Xplit is free to download, with in-app purchases available.
Do Splitink or Xplit have ads?
Neither Splitink nor Xplit shows ads.
Which is updated more often, Splitink or Xplit?
Splitink ships an update every 2 months, and Xplit every 6 weeks. Most recently, Splitink was updated on September 20, 2026 and Xplit on September 17, 2026.

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