MBL M vs Sahara Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MBL M
Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Transaction dispute tracking
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Embark on a seamless banking journey with MBL M-Smart. MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking. Key Features: Banking On the Go Bill Payments made easier Open a Fixed Deposit Loan against FD just on few clicks Raise and track your disputed transaction Top Up made seamlessly easier Fund Transfers made swift and secure QR Code: Scan and Pay convenience. Instant Online and Retail Payment Smooth Tap and pay feature Easy access to your Account Information User Friendly, Safe and secure interface. View your account statement And Many More Exciting Features Security Matters: MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login. Getting Started: To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service. Banking, Simplified: Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people. Download Now: Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!
Sahara Smart
Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
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Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sahara Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is ratings volume: MBL M at 47 against Sahara Smart's 2. MBL M also leads on update cadence (every 2 months vs every 7 months) and review sentiment (13% vs 0%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.4 for MBL M against 3.5 for Sahara Smart. That said, the two scores are not equally well evidenced: MBL M has 47 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 13% of MBL M's written reviews are positive against 0% of Sahara Smart's.
MBL M ships an update every 2 months, Sahara Smart every 7 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | MBL M | Sahara Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (47 ratings) | 3.5 (2 ratings) — better |
| Positive reviews | 12.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 47 — better | 2 |
| Update frequency | Every 2 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 186 MB | 68 MB |
| Age rating | 17+ | 4+ |
| Developer | Machhapuchchhre Bank Ltd | Sahara Nepal Saving and Credit Co-operative Society Ltd. |
Customer experience
MBL M
Sahara Smart
In-app purchases
MBL M
No in-app purchases
Sahara Smart
No in-app purchases
