Comparison

nBank vs Xuno

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

nBank

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

Highlights
  • Digital account opening
  • Online KYC completion
  • Bill payments
  • Money remittance (nRemit)
  • Cardless ATM withdrawal (Mobile Cash)
  • Loan EMI calculator
  • Exchange rate information
Features
Read full description

Download the nBank app and revolutionize the way you bank digitally. Your bank in your pocket. nBank, an initiative by Nabil Bank. Simply put, nBank is a 100% digital banking platform. Open an account, complete your KYC, pay your bills, deposit your money, and get loans without stepping into a physical Bank branch. Your banking app personalized just for you. Of course, if you’d like to visit a branch, any one of Nabil Bank’s branches will be more than delighted to serve you with a smile. So, what exactly does nBank have? Check out a few of our features: Not just an app, a Superapp Pay your bills, book flight tickets, calculate your EMI. Without logging in. That’s right. You can access a host of services right from the login page. Swipe the bar at the bottom to reveal plenty of things you can do: • nRemit: Send money from any corner of the world to a Nabil Bank Account • Mobile Cash: Withdraw funds from a Nabil Bank ATM without using a card • Get in Touch: Call, Email, Viber, or book an appointment with a Nabil Bank representative • Topup: Topup your mobile or landline on-the-go • Bills: Pay your Electricity, Water, Internet, and TV Bills • Payments: Make government payments, flight bookings, and insurance payments • Interest Rates: Check out Nabil Bank’s latest Interest Rates for Deposit and Loan Products • EMI Calculator: Plan your loan amount and tenure with the help of our EMI Calculator • Exchange Rate: Check out the Bank’s Exchange Rate for the day …and those are just a few things you can do without logging in. Interested? There’s more. Quick Account Opening Open your bank account within seconds. You know how opening a bank account can be a long and tiring process? Not anymore. If you’re a Nepalese citizen, you can open an account with us in under 30 seconds. Fill up your basic details and you’re ready to go! Use your app with a few transactional limitations. And if you want to unlock the full potential of your account, simply complete your KYC – all from the comfort of your home, office, restaurant, you name it. Digital KYC Complete your KYC online. No Branch visits required. Fill up your Know-Your-Customer details in the app, and attend a virtual KYC session to complete your KYC requirements. You will not need to wait in a physical queue anywhere. We promise. Register with International Number If you’re residing abroad, you can register for the nBank app using your international number and operate your Bank account. You will receive SMS Alerts, OTP notifications, and even news & alerts from Nabil Bank. Remittance made simple Besides sending money within Nepal, customers residing abroad can send money from their international banks directly to a Nabil Bank Account using their Mastercard or Visa Cards by selecting nRemit. All you need to do is fill up a form with the sender and receiver details, along with the amount (in USD) to be sent. The receiver will get the money directly into their Nabil Bank account within seconds. Save, Spend, and Borrow You can do it all at the touch of a button. • View your account statement • Report a disputed transaction • Open a Fixed Deposit • Add your Debit/Credit/Prepaid Cards • Apply for a Virtual iCard for your online USD payments • Go cardless with Mobile Cash • Load your mobile wallets • Pay your bills • Scan a QR Code and pay instantly • Redeem your loyalty points at your favorite restaurant, coffee place, or shop • Schedule your payments • Send money to a Bank Account within Nepal • Add your favorite accounts • Get instant digital loan • Get a Loan Against your Fixed Deposit Simple, Quick, Secure Log in to your app with your faceID (for iOS 10 & above) or touchID without the hassle of passwords or PINs. *Disclosure By downloading the nBank App, you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device.

About

Xuno

This platform facilitates international money transfers and currency conversion for individuals and businesses. It offers tools to manage transactions, competitive savings rates, and loan options to help users achieve financial goals globally.

Highlights
  • Cross-border payments
  • Currency conversion
  • Transaction management
  • Competitive savings rates
  • Loan exploration
  • Global banking access
Features
Read full description

Xuno is a fintech platform developed by Involute Inc. that empowers individuals and businesses to connect with global banking and payment networks, breaking barriers between emerging and developed economies. Here’s how it works for you: Convert: Transfer money and convert it to your local currency whenever you need. Control: Easily manage your transactions with tools designed for your needs. Capitalize: Save with competitive rates or explore loans to achieve your goals. Start today and discover a simpler, smarter way to send, receive, and manage money worldwide!

Screenshots

nBank4 screens
Xuno4 screens

Verdict

The call

The clearest difference is rating: Xuno at 4.2 against nBank's 3.5. Xuno also leads on review sentiment (57% vs 31%). nBank's advantage is ratings volume (253 vs 14) and update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xuno holds the better App Store score, 4.2 against 3.5. That said, the two scores are not equally well evidenced: nBank has 253 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 31% of nBank's written reviews are positive against 57% of Xuno's.

UpkeepUpdate frequency

nBank ships an update weekly, Xuno every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
nBank versus Xuno: the parameters behind the verdict, then further details
ParameternBankXuno
PriceFreeFree
Rating3.5 (253 ratings)4.2 (14 ratings) — better
Positive reviews31.4% of reviews57.1% of reviews — better
Number of ratings253 — better14
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size180 MB79 MB
Age rating17+4+
DeveloperNabil Bank Ltd.Involute Inc

Customer experience

nBank

All ratings250 ratings
Positive60.0%
Neutral7.2%
Negative32.8%
Written reviews118 reviews
Positive31.4%
Neutral10.2%
Negative58.5%

Xuno

All ratings14 ratings
Positive78.6%
Neutral7.1%
Negative14.3%
Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

Bugs and requests

nBank

Reported bugs

4 issues
  • Unable to activate deactivated cards
  • Issues with adding cards and accessing account information
  • Problems with OTP verification and password reset
  • App not working properly on WiFi connection

Requested features

4 requests
  • Add support for Apple Pay, Samsung Pay, and other mobile wallets
  • Improve transaction history and statement details
  • Provide better support for overseas customers and multiple accounts
  • Enhance app stability and reduce crashes

Xuno

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

nBank

No in-app purchases

None

Xuno

No in-app purchases

Questions

Is nBank free?
nBank is free to download, with no in-app purchases.
Is Xuno free?
Xuno is free to download, with no in-app purchases.
Which has better reviews, nBank or Xuno?
Xuno is rated higher. nBank averages 3.5 out of 5 from 253 ratings, while Xuno averages 4.2 from 14 ratings.
Do nBank or Xuno have ads?
Neither nBank nor Xuno shows ads.
Which is updated more often, nBank or Xuno?
nBank ships an update weekly, and Xuno every 3 weeks. Most recently, nBank was updated on October 24, 2026 and Xuno on October 27, 2026.

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