Xpencil vs Juntu

Tu herramienta definitiva para el manejo de tus finanzas personales. Analiza tus gastos mensuales en comparación con tu sueldo, obteniendo una visión clara de tu situación financiera. La aplicación te permite registrar y seguir tus gastos en diversas monedas, facilitando la gestión económica en tu moneda de preferencia y permite compararla en tiempo real con otras monedas. Con Xpencil, tendrás el control total de tus finanzas, optimizando tu presupuesto y asegurándote de que cada centavo cuenta.

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your personal finances, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter personally — expenses, budgets, subscriptions, income — stays on your iPhone and syncs across your devices through your own private iCloud account. Manual entry is intentional: writing down where your money goes makes you aware of it. When you choose to share a trip or split expenses with friends, that shared data syncs through Juntu's servers so everyone sees the same thing. Your personal data never touches our servers. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks and semi-monthly pay cycles • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • Friends system — add friends by @handle and share trips in real time • Group expenses that sync automatically to everyone on the trip • Debts from shared expenses appear on both sides instantly • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data with third parties • Track you across apps or websites • Profile you for marketing WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY BY DESIGN Your personal data — every expense, budget, subscription, and income entry — lives on your iPhone and in your own private iCloud container. It never passes through Juntu's servers. Shared trip and group expense data syncs through Juntu so your friends can see it, but only data you explicitly choose to share ever leaves your device. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support