Comparison

小乖记账 vs 咔皮记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小乖记账

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

Highlights
  • AI automatic expense tracking
  • Smart transaction categorization
  • Personalized financial analysis reports
  • Customizable budget reminders
  • Multi-ledger management
  • Voice input for expenses
Features
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小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1

About

咔皮记账

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

Highlights
  • AI automatic recording and categorization
  • Unlimited multi-account management
  • Intelligent budget planning
  • Asset account management
  • Voice-based quick entry
  • Record moods and thoughts
Features
Read full description

咔皮记账是为热爱生活的记账达人设计的记账app,多种便捷方式快速记账,助你更好制定消费预算,清楚掌握钱花在哪,理财更轻松! 【核心功能亮点】 - 自动记账:AI 自动记录与分类,解放双手,记账从未如此简单! - 还可以记:还可以记待办、记想法、记心情,你的生活都能记 - 多账本 :无限多账本,随心使用无限制! - 资产管理:资产管理,把你的资产账户管理的明明白白! - 智能预算规划:AI 推荐个性化预算,动态调整每日支出,花钱更理性! - AI 理财助手: 智能分析消费模式,结合多维可视化图表,精准掌握财务状况! - 语音极速记账:说句话就能记账,无需打字,随时随地轻松记录! - 一句话记多笔:一句话输入多个收支,AI 自动拆分,高效完成! - 极简手账风格:支持记录心情、碎碎念,让记账更有温度! 【联系我们】 - 小红书:咔皮记账 觉得好用?欢迎五星好评支持我们!

Screenshots

小乖记账4 screens
咔皮记账4 screens

Verdict

The call

The clearest difference is review sentiment: 咔皮记账 at 74% against 小乖记账's 35%. 咔皮记账 also leads on rating (4.8 vs 4.3) and in-app purchases (none vs 5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days. 咔皮记账 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

咔皮记账 holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 74% of 咔皮记账's.

UpkeepUpdate frequency

小乖记账 ships an update every 3 weeks, 咔皮记账 every 3 days. Both last shipped on September 24, 2026.

Scorecard7 real differences · 3 level
小乖记账 versus 咔皮记账: the parameters behind the verdict, then further details
Parameter小乖记账咔皮记账
PriceFreeFree
Rating4.3 (6 ratings)4.8 (51K ratings) — better
Positive reviews34.6% of reviews73.7% of reviews — better
Number of ratings651K — better
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size108 MB185 MB
Age rating4+4+
Developer鑫 孙Shanghai Yuhuan Technology Co., LTD

Customer experience

小乖记账

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews52 reviews
Positive34.6%
Neutral0.0%
Negative65.4%

咔皮记账

All ratings87 ratings
Positive94.3%
Neutral2.3%
Negative3.4%
Written reviews95 reviews
Positive73.7%
Neutral10.5%
Negative15.8%

In-app purchases

5 purchases

小乖记账

Subscriptions2
  • 周会员$0.997 Days
  • 月会员$4.991 Month
One-time3
  • 永久会员$12.99
  • 年会员$14.99
  • 永久会员$19.99
None

咔皮记账

No in-app purchases

Questions

Is 小乖记账 free?
小乖记账 is free to download, with in-app purchases available.
Is 咔皮记账 free?
咔皮记账 is free to download, with no in-app purchases.
Which has better reviews, 小乖记账 or 咔皮记账?
咔皮记账 is rated higher. 小乖记账 averages 4.3 out of 5 from 6 ratings, while 咔皮记账 averages 4.8 from 51K ratings.
Do 小乖记账 or 咔皮记账 have ads?
Neither 小乖记账 nor 咔皮记账 shows ads.
Which is updated more often, 小乖记账 or 咔皮记账?
小乖记账 ships an update every 3 weeks, and 咔皮记账 every 3 days. Most recently, 小乖记账 was updated on September 24, 2026 and 咔皮记账 on September 24, 2026.

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