Comparison

小乖记账 vs 徕财

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小乖记账

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

Highlights
  • AI automatic expense tracking
  • Smart transaction categorization
  • Personalized financial analysis reports
  • Customizable budget reminders
  • Multi-ledger management
  • Voice input for expenses
Features
Read full description

小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1

About

徕财

Features
Read full description

徕财,让记账更轻松高效。 徕财是一款专注于个人记账的智能工具,帮助你快速记录日常消费,洞察收支结构,轻松掌握财务状况。 无论你是日常消费、出差支出、还是理财规划,徕财都能为你提供高效、清晰、愉快的记账体验。 主要功能亮点: 截图自动识别 支持识别支付截图中的金额和时间,秒记账单,极简高效。 多账本管理 工作账、生活账、旅行账自由创建,分类清晰不混乱。 图表分析 多种图表呈现你的消费趋势与分类占比,理清花销不费力。 账户与分类自定义 灵活设置收入/支出类别,账户信息一目了然。 数据安全同步 数据存储于 iCloud,本地也可备份,保障你的数据隐私。 快捷指令支持 搭配 Siri 快速添加账单,支持自动化与截图识别联动。

Screenshots

小乖记账4 screens
徕财4 screens

Verdict

The call

The clearest difference is review sentiment: 徕财 at 81% against 小乖记账's 35%. 徕财 also leads on update cadence (every 2 days vs every 3 weeks) and rating (4.7 vs 4.3). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and 徕财 sells 2 in-app purchases, starting at $0.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

徕财 holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 81% of 徕财's.

UpkeepUpdate frequency

小乖记账 ships an update every 3 weeks, 徕财 every 2 days. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
小乖记账 versus 徕财: the parameters behind the verdict, then further details
Parameter小乖记账徕财
PriceFreeFree
Rating4.3 (6 ratings)4.7 (3 ratings) — better
Positive reviews34.6% of reviews81.0% of reviews — better
Number of ratings6 — better3
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size108 MB50 MB
Age rating4+4+
Developer鑫 孙育权 刘

Customer experience

小乖记账

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews52 reviews
Positive34.6%
Neutral0.0%
Negative65.4%

徕财

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive81.0%
Neutral4.8%
Negative14.3%

In-app purchases

5 purchases

小乖记账

Subscriptions2
  • 周会员$0.997 Days
  • 月会员$4.991 Month
One-time3
  • 永久会员$12.99
  • 年会员$14.99
  • 永久会员$19.99
2 purchases

徕财

Subscriptions1
  • 徕财Pro年度会员$0.991 Year
One-time1
  • 徕财Pro永久会员Free

Questions

Is 小乖记账 free?
小乖记账 is free to download, with in-app purchases available.
Is 徕财 free?
徕财 is free to download, with in-app purchases available.
Which has better reviews, 小乖记账 or 徕财?
徕财 is rated higher. 小乖记账 averages 4.3 out of 5 from 6 ratings, while 徕财 averages 4.7 from 3 ratings.
Do 小乖记账 or 徕财 have ads?
Neither 小乖记账 nor 徕财 shows ads.
Which is updated more often, 小乖记账 or 徕财?
小乖记账 ships an update every 3 weeks, and 徕财 every 2 days. Most recently, 小乖记账 was updated on September 24, 2026 and 徕财 on September 21, 2026.

Other comparisons