Comparison

Chipp vs Splitap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you’re traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart debt and settlement calculations • Receipt scanning and expense attachments • Multiple split methods (equal, percentage, custom amounts) • Travel-friendly group expense management • AI agent integrations for intelligent expense assistance and automation • Clean activity history and payment tracking • Fast, modern, and simple interface Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

Chipp4 screens
Splitap4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Splitap's 7. Chipp also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitap sells 7 one-off in-app purchases. Chipp asks for nothing beyond the download.

UpkeepUpdate frequency

Chipp ships an update fortnightly, Splitap monthly. The most recent releases landed on June 11, 2026 and September 13, 2026 respectively.

Scorecard2 real differences · 8 level
Chipp versus Splitap: the parameters behind the verdict, then further details
ParameterChippSplitap
PriceFreeFree
Rating4.4 (16 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings16 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size116 MB56 MB
Age rating4+4+
DeveloperChipp LLCTaulant Mehmeti

In-app purchases

None

Chipp

No in-app purchases

7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do Chipp or Splitap have ads?
Neither Chipp nor Splitap shows ads.
Which is updated more often, Chipp or Splitap?
Chipp ships an update fortnightly, and Splitap monthly. Most recently, Chipp was updated on June 11, 2026 and Splitap on September 13, 2026.

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