JKB mTrade vs Rafin
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
JKB mTrade
Easily buy and sell shares with this intuitive application. Access real-time stock quotes, monitor live market trends, and manage online fund transfers to your Demat account.
- Buy and sell shares
- Real-time stock quotes
- Live market tracking
- Online fund transfers
- Demat account management
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Introducing our JKB mTrade You can buy and sell shares through this easy-to-use app. Get real time stock quotes, track share markets live and do online funds transfer to your Demat a/c with JKB Financial Services Limited.
Rafin
Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.
- Budget tracking by category
- Savings goal setting and progress tracking
- Real-time expense tracking
- AI-powered insights and recommendations
- Group expense splitting with multiple methods
- Multi-currency support for over 150 currencies
- AI receipt scanning (Pro)
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The all-in-one personal finance app. Track budgets, set savings goals, get AI insights ā AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking ⢠Set monthly budgets by category ⢠Track every dollar you spend ⢠Get alerts when approaching limits Savings Goals ⢠Set financial goals (vacation, emergency fund, new car) ⢠Track progress over time ⢠Stay motivated with visual progress Expense Tracking ⢠Add expenses in seconds ⢠Scan receipts with AI (Pro) ⢠Categorize spending automatically Insights & Analytics ⢠View spending trends and patterns ⢠See where your money goes ⢠AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting ⢠Create groups for trips, roommates, events, or couples ⢠5 split types: equal, exact amounts, percentage, shares, itemized ⢠Track who owes what in real-time Smart Settlements ⢠See all balances at a glance ⢠Simplified debt calculation ⢠Record payments instantly Multi-Currency ⢠150+ currencies supported ⢠Perfect for travel and international groups PRO & ULTIMATE FEATURES ⢠AI Receipt Scanning ā scan & split receipts automatically ⢠Recurring Expenses ā automate regular bills ⢠Bank Sync ā connect accounts securely (Ultimate) ⢠Unlimited Groups ā no limits on groups or members ⢠Export Data ā download as CSV or PDF PERFECT FOR ⢠Personal budgeting & expense tracking ⢠Couples managing joint finances ⢠Roommates splitting rent & utilities ⢠Travelers tracking trip expenses SECURE & PRIVATE ⢠Bank-grade encryption ⢠No ads, ever ⢠Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: JKB mTrade at none against Rafin's 4. Rafin's advantage is update cadence (every 5 days vs monthly). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. JKB mTrade asks for nothing beyond the download.
JKB mTrade ships an update monthly, Rafin every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | JKB mTrade | Rafin |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Monthly | Every 5 days ā better |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Monetization | Free ā better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.6 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 84 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | JKB FINANCIAL SERVICES LIMITED | Ranjan Goyal |
Customer experience
JKB mTrade
Rafin
In-app purchases
JKB mTrade
No in-app purchases
Rafin
- Rafin Pro Monthly$5.991 Month
- Rafin Ultimate Monthly$12.991 Month
- Rafin Pro Yearly$49.991 Year
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- Rafin Ultimate Yearly$119.991 Year









