Rushmore Servicing vs SpendCity
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rushmore Servicing
Manage your mortgage conveniently from anywhere, 24/7. Make secure payments, set up AutoPay, and access important documents like statements and correspondence easily. Get on-demand assistance from mortgage experts when needed.
- Manage mortgage 24/7
- Make secure payments
- Set up AutoPay
- Access statements
- Contact mortgage experts
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Stress-Free Homeownership, at Your Fingertips. Keeping track of your mortgage with Rushmore Servicing is more convenient than ever. Make payments quickly, access your documents, or get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, we’ve made it easy to… • Manage your mortgage from anywhere, 24/7 • Handle the basics with ease—securely make payments or set up AutoPay • Access your statements & other correspondence when it’s convenient for you
SpendCity
Effortlessly digitize paper receipts using AI to automatically extract and categorize spending data. Chat with your financial history to gain insights and visualize your spending habits in a unique city format.
- AI-powered receipt scanning
- Automatic data extraction
- Smart purchase categorization
- Natural language spending queries
- Interactive spending analytics
- Budget tracking
- Secure cloud storage
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SpendCity turns receipts, invoices and bills into organized, searchable records — entirely on your phone. There is no account to create, no server to trust and nothing to sign in to. Your documents are read on the device, stored encrypted on the device, and never uploaded. The app contains no cloud AI service and no analytics. NOTHING LEAVES YOUR PHONE Most document apps send your paperwork to someone else's computer. This one does not. Capture works offline because there is nothing to be online for. READ ON DEVICE Point the camera at a receipt, an invoice or a statement and SpendCity reads the merchant, date, line items, tax and total using the intelligence built into your phone. Import a PDF or a file the same way. Check the extracted values before you file them — you always have the last word. FIND ANYTHING Search across every document you have captured. Ask what you spent at a merchant, in a category or over a period, and get an answer computed on your device from your own records. BUILT FOR TAX TIME Group spending by category, track budgets, keep warranties and their expiry dates, and export a clean pack for your accountant — CSV, PDF, or the original files. FOR WORK, TOO Track payables and their due dates, and keep per-supplier history. Book spend against projects, clients and vehicles, log mileage, link related documents, close a period, and produce a compliance report with tax by rate plus a formatted pack for your accountant. YOUR SPENDING AS A CITY Districts fill as you file documents, giving you a picture of where the money actually goes. KEY FEATURES - On-device reading of receipts, invoices, bills and statements - No account, no server, no telemetry - Encrypted on-device storage - Search and questions answered from your own records - Budgets, categories and spending analytics - Warranties with expiry reminders - Payables, due dates and per-supplier history - Export as CSV, PDF or the original files - Encrypted backup you control, so a lost phone is not lost records - Eight languages, multi-currency FOR WORK - Projects, clients and vehicles to book spend against - Mileage log - Compliance and VAT reports, with tax by rate - A formatted pack for your accountant - Linked document chains, and closing a period FREE SpendCity is free. There is no trial, no purchase and no subscription. Everything listed here is included. Everything you save stays visible, exportable and yours to delete.
Screenshots
Verdict
The clearest difference is ratings volume: Rushmore Servicing at 276 against SpendCity's 1. SpendCity's advantage is update cadence (every 2 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Rushmore Servicing against 5.0 for SpendCity. That said, the two scores are not equally well evidenced: Rushmore Servicing has 276 ratings behind it against 1, so its average is the more settled of the two.
Rushmore Servicing ships an update every 2 months, SpendCity every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Rushmore Servicing | SpendCity |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (276 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 276 — better | 1 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 23 MB | 394 MB |
| Age rating | 4+ | 4+ |
| Developer | Nationstar Mortgage Holdings Inc. | BoxSight LLC |
Customer experience
Rushmore Servicing
SpendCity
In-app purchases
Rushmore Servicing
No in-app purchases
SpendCity
No in-app purchases
Questions
Is Rushmore Servicing free?
Is SpendCity free?
Which has better reviews, Rushmore Servicing or SpendCity?
Do Rushmore Servicing or SpendCity have ads?
Which is updated more often, Rushmore Servicing or SpendCity?
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