Comparison

Prosper vs Comma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prosper

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

Highlights
  • Interactive net worth and cash flow projections
  • What-if scenario testing
  • Inflation-adjusted projections
  • Mortgage optimization tools
  • Household planning with multiple profiles
  • Offline support and local data storage
Features
Read full description

See your financial future before it happens. Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time. - Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years. - Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement. - View inflation-adjusted projections to understand what your money could be worth in real terms. - Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis. - Plan as a household with multiple profiles and combined long-term projections. - Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it. Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence. Download Prosper and start simulating your financial future.

About

Comma

Consolidate all your financial assets, from bank accounts to real estate, into a single, unified view. See how your net worth compares anonymously on leaderboards and explore venues based on average user net worth. Secure and private, it offers a unique financial perspective.

Highlights
  • Consolidate all assets
  • Unified net worth view
  • Anonymous net worth leaderboards
  • Explore venues by average net worth
  • Secure account connections
  • Invite-only network
Features
Read full description

Comma: The Networth Network Not your mothers finance app. Discover Your Net Worth, Reimagined. Comma consolidates all your assets—bank accounts, stocks, real estate, automobiles, watches, Venmo balances, and more—into one sleek, unified screen. Say goodbye to juggling multiple apps and spreadsheets—see your net worth at a glance. See How You Stack Up. Ever wondered how your net worth stacks up against others around you? Comma’s anonymous leaderboard reveals how you compare to nearby users without ever sharing personal details. It’s exclusive, exciting, and a little addictive. Discover NYC Through a New Lens. Explore venues around you with a twist—find out the average net worth of the people inside. From chic cafes to vibrant rooftop bars, see the city in a way no app has shown you before. Anonymous & Secure. We take your security and privacy seriously. Comma uses Stripe for account connections, ensuring view-only access with no stored credentials or historical data. Your identity remains confidential at all times. Invite-Only. New York City Exclusive. Comma is launching exclusively in NYC and is invite-only. Share your invite code with friends to expand the network—or wait for your invitation to join the networth network. Download Comma today to see where you stack up.

Screenshots

Prosper4 screens
Comma4 screens

Verdict

The call

The clearest difference is in-app purchases: Comma at none against Prosper's 3. Comma also leads on update cadence (weekly vs every 3 weeks). Prosper's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.2). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Prosper sells 3 in-app purchases, starting at $0.99 per month. Comma asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Prosper against 5.0 for Comma. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Prosper ships an update every 3 weeks, Comma weekly. Both last shipped on October 30, 2026.

Scorecard5 real differences · 5 level
Prosper versus Comma: the parameters behind the verdict, then further details
ParameterProsperComma
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.2
Further details — not scored
Size26 MB149 MB
Age rating4+17+
DeveloperPaulo Jose Mendes MarquesClub Social, LLC

Customer experience

Prosper

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Comma

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Prosper

Subscriptions2
  • FP Pro - Monthly$0.991 Month
  • FP Pro - Annual$3.991 Year
One-time1
  • Pro Features$6.99
None

Comma

No in-app purchases

Questions

Is Prosper free?
Prosper is free to download, with in-app purchases available.
Is Comma free?
Comma is free to download, with no in-app purchases.
Which has better reviews, Prosper or Comma?
Prosper and Comma are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Prosper or Comma have ads?
Neither Prosper nor Comma shows ads.
Which is updated more often, Prosper or Comma?
Prosper ships an update every 3 weeks, and Comma weekly. Most recently, Prosper was updated on October 30, 2026 and Comma on October 30, 2026.

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