Comparison

Prosper vs FlowGraph

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prosper

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

Highlights
  • Interactive net worth and cash flow projections
  • What-if scenario testing
  • Inflation-adjusted projections
  • Mortgage optimization tools
  • Household planning with multiple profiles
  • Offline support and local data storage
Features
Read full description

See your financial future before it happens. Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time. - Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years. - Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement. - View inflation-adjusted projections to understand what your money could be worth in real terms. - Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis. - Plan as a household with multiple profiles and combined long-term projections. - Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it. Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence. Download Prosper and start simulating your financial future.

About

FlowGraph

Features
Read full description

TRANSFORM HOW YOU SEE YOUR MONEY FlowGraph is not just another boring budget tracker. It is a visual experience that turns your financial data into a living, organic flow map. See your income and expenses as a connected network where every dollar has a direction and every transaction tells a story. KEY FEATURES: • THE FLOW MAP: Forget static charts. Visualize your finances as an organic network of nodes and connections. Watch your money move from sources to expenses like a living river. • SMART HEATMAP: Our intelligent engine highlights your spending habits. Bigger transactions shine brighter and flow thicker, allowing you to instantly spot where your money goes. • DUAL VIEW MODE: Switch seamlessly between "Graph View" for a visionary overview and "List View" for precise, detailed tracking. • REGIONAL CUSTOMIZATION: Fully localized support for English, Turkish, and German. Automatically adjusts currency symbols and regional settings, or allows for manual overrides. • AESTHETIC DARK UI: A premium, high-contrast dark interface designed for focus, clarity, and elegance. • PRIVATE & SECURE: Built with the latest Apple technologies (SwiftUI & SwiftData). Your data stays on your device, private and secure. Start managing your cash flow like never before. Download FlowGraph today and see the beauty in your balance.

Screenshots

Prosper4 screens
FlowGraph4 screens

Verdict

The call

The clearest difference is in-app purchases: FlowGraph at none against Prosper's 3. Prosper's advantage is update cadence (every 3 weeks vs every 5 weeks) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Prosper sells 3 in-app purchases, starting at $0.99 per month. FlowGraph asks for nothing beyond the download.

UpkeepUpdate frequency

Prosper ships an update every 3 weeks, FlowGraph every 5 weeks. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
Prosper versus FlowGraph: the parameters behind the verdict, then further details
ParameterProsperFlowGraph
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.6
Further details — not scored
Size26 MB6 MB
Age rating4+4+
DeveloperPaulo Jose Mendes MarquesAras TOKDEMIR

In-app purchases

3 purchases

Prosper

Subscriptions2
  • FP Pro - Monthly$0.991 Month
  • FP Pro - Annual$3.991 Year
One-time1
  • Pro Features$6.99
None

FlowGraph

No in-app purchases

Questions

Is Prosper free?
Prosper is free to download, with in-app purchases available.
Is FlowGraph free?
FlowGraph is free to download, with no in-app purchases.
Do Prosper or FlowGraph have ads?
Neither Prosper nor FlowGraph shows ads.
Which is updated more often, Prosper or FlowGraph?
Prosper ships an update every 3 weeks, and FlowGraph every 5 weeks. Most recently, Prosper was updated on September 24, 2026 and FlowGraph on September 17, 2026.

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