Prosper vs Mayora

See your financial future before it happens. Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time. - Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years. - Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement. - View inflation-adjusted projections to understand what your money could be worth in real terms. - Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis. - Plan as a household with multiple profiles and combined long-term projections. - Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it. Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence. Download Prosper and start simulating your financial future.

Most finance apps are built for one person. Mayora is built for people who share money with someone else. A household, a couple, flatmates, a group saving up for a trip. Everyone sees the same numbers at the same time: nobody has to ask how much has gone this month, or wait for someone else to remember what they paid for. WHAT YOU SEE FIRST What came in, what has gone out, and what is left. One figure, up top, with nothing to add up. Below it, fixed bills kept separate from day-to-day spending. BILLS THAT ONLY COUNT ONCE PAID A bill due tomorrow stays reserved; it does not vanish. And when you mark it paid, it enters your spending once - not twice. YOUR BANK STATEMENT NEVER LEAVES YOUR PHONE Pick the PDF you downloaded from your bank and Mayora reads it inside your own device. The file is never sent to any server. Only the movements you confirm get saved, and you see every one of them first, already classified and with the reason in plain sight. It reads Santander and Novo Banco statements. THE PLAN Split the month's income into whatever slices you want - groceries, transport, savings - and the app warns you when your commitments no longer fit inside it. The envelope method, without the envelopes. ALSO INSIDE · Analysis by category and by person, with the month-by-month trend · Savings goals, showing what is still missing in euros · Category limits, and a warning before you pass them · Reminders before a bill falls due · Receipt photos attached to the movement · Portuguese and English, light and dark themes PRIVACY Your data stays in Europe. No tracking, no advertising, nothing sold to anyone. You can delete your whole account from inside the app, without asking anyone. The same budget also opens in your computer's browser, at trymayora.com, for the times a keyboard is easier.