MoneyVision vs Spendz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyVision
Visualize your financial aspirations and create actionable plans to achieve them. This app helps you track progress towards goals like saving for a house or retirement with customizable widgets and intelligent projections. Stay motivated with daily progress updates and notifications, all while keeping your data private and offline.
- Customizable progress widgets
- Real-time goal achievement estimates
- Intelligent financial projections
- Monthly progress summaries
- Progress notifications
- Offline data storage
- Adjustable for inflation and returns
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Track your financial goals with beautiful widgets and turn your dreams into actionable plans. Whether saving for a house, planning retirement, or building wealth, MoneyVision helps you visualize exactly how long until you reach your goal. Staying motivated becomes easier when your goals are front and center every day – turning abstract financial aspirations into clear, achievable milestones. Key features: • See your progress increase every day, with beautiful, customizable widgets • Know exactly when you'll achieve each goal • Make smarter decisions with intelligent projections and real-time goal estimates • Monthly progress summary to stay motivated • Progress notifications to keep you on track • Adjustable for inflation, annual returns, and monthly savings • 100% private - all data stays on your device Power of visualization: Visualizing your goals helps you actually achieve your goals by reminding you every day. Seeing your progress is a high motivational boost. And it might even make you realize that your goal might not be as far away as you think! Privacy First: Your financial goals are personal. That's why MoneyVision works completely offline, with no ads, no tracking, and all data stored securely on your device. Try it free: Start with one goal and widget style at no cost. Upgrade to Pro to unlock: • Unlimited goals • All widget styles • Lock Screen widgets • Future premium features I need your help! Send me your feedback on what features you would like to see to: moneyvision@timobechtel.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spendz
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Spendz – Take control of your daily spending Spendz is a simple, powerful daily budget app designed to help you spend smarter, stay in control, and save without thinking about it. No complicated spreadsheets. No overwhelming monthly budgets. Just a clear daily amount that keeps you on track. WHY SPENDZ? Most budgeting apps tell you what you already spent. Spendz shows you what you can safely spend today — and how today affects your future. KEY FEATURES SMART DAILY SPENDING Set a monthly budget and let Spendz calculate your safe daily limit so you always know where you stand. SMART CAPS Create custom weekday and weekend spending limits to match your real lifestyle. FUTURE BALANCE See how today’s spending impacts next month before you buy — no more surprises. PRIVATE MODE Hide your exact balance and view simple status indicators instead — perfect for using your app anywhere with confidence. MINIMAL MODE A clean, distraction-free view that shows only what you need. AUTO-SAVE PIGGY BANK Spend less than your cap? The leftover is automatically moved into your savings. WIDGETS Track your daily budget straight from your Home Screen or Lock Screen. NIGHT MODE A beautiful dark theme that’s easy on the eyes. BUILT FOR REAL LIFE Spendz is designed for people who: • Want control without complexity • Live paycheck to paycheck • Overspend without realising • Want to build savings automatically • Hate traditional budgeting apps SIMPLE. PRIVATE. POWERFUL. No bank connections required. No financial data sharing. Your money — your control. SPEND BETTER WITHOUT THINKING ABOUT IT Whether you’re trying to stop overspending, save more each month, or just feel in control of your money again, Spendz gives you a system that actually works. SUBSCRIPTION Spendz+ unlocks powerful premium features including Smart Caps, Future Balance, Private Mode, Piggy Bank auto-save, advanced widgets and more. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://spendz.lovable.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Spendz at none against MoneyVision's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyVision sells 1 in-app purchase, starting at $6.99 per year. Spendz asks for nothing beyond the download.
| Parameter | MoneyVision | Spendz |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 9 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Timo Bechtel | LIAM NEIL DOHERTY |
In-app purchases
MoneyVision
- Annual Subscription7 Days trial$6.991 Year
Spendz
No in-app purchases









