Comparison

First Community CU (MO) vs RFC Client

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Community CU (MO)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

Highlights
  • View account balances and transaction history
  • Transfer funds between accounts
  • Deposit checks remotely
  • Schedule and pay bills
  • Find branch and ATM locations
  • View deposit and loan rates
Read full description

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

About

RFC Client

Access your financial account details and balances on the go. Easily connect with your financial advisor for personalized support and inquiries.

Highlights
  • View account information
  • Check balances
  • Contact financial advisor
  • Secure access
Features
Read full description

This Mobile App allows you to view account information, balances and easily contact your Financial Advisor. Please contact our office if you have any issues (800) 440-5039

Screenshots

First Community CU (MO)4 screens
RFC Client4 screens

Verdict

The call

The clearest difference is ads: RFC Client at none against First Community CU (MO)'s shown. RFC Client also leads on iOS requirement (15.6 vs 17.0). First Community CU (MO)'s advantage is ratings volume (24K vs 2). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RFC Client holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Community CU (MO) has 24K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

First Community CU (MO) ships an update every 3 months, RFC Client every 5 months. The most recent releases landed on September 27, 2026 and July 21, 2026 respectively.

Scorecard3 real differences · 7 level
First Community CU (MO) versus RFC Client: the parameters behind the verdict, then further details
ParameterFirst Community CU (MO)RFC Client
PriceFreeFree
Rating4.8 (24K ratings)5.0 (2 ratings) — better
Positive reviews55.4% of reviews—
Number of ratings24K — better2
Update frequencyEvery 3 months — betterEvery 5 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size110 MB62 MB
Age rating4+4+
DeveloperFIRST COMMUNITY CREDIT UNION INCRenaissance Financial Corp

Customer experience

First Community CU (MO)

All ratings22,049 ratings
Positive95.9%
Neutral1.8%
Negative2.4%
Written reviews177 reviews
Positive55.4%
Neutral9.6%
Negative35.0%

RFC Client

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

First Community CU (MO)

Reported bugs

3 issues
  • Login issues with incorrect password errors
  • Notification badges that don't clear
  • Crashes when trying to access certain features

Requested features

5 requests
  • Dark mode option
  • Ability to nickname accounts
  • Instant transaction notifications
  • Card controls (lock/unlock)
  • Longer history of transactions and statements

RFC Client

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Community CU (MO)

No in-app purchases

None

RFC Client

No in-app purchases

Questions

Is First Community CU (MO) free?
First Community CU (MO) is free to download, with no in-app purchases.
Is RFC Client free?
RFC Client is free to download, with no in-app purchases.
Which has better reviews, First Community CU (MO) or RFC Client?
RFC Client is rated higher. First Community CU (MO) averages 4.8 out of 5 from 24K ratings, while RFC Client averages 5.0 from 2 ratings.
Do First Community CU (MO) or RFC Client have ads?
First Community CU (MO) shows ads; RFC Client does not.
Which is updated more often, First Community CU (MO) or RFC Client?
First Community CU (MO) ships an update every 3 months, and RFC Client every 5 months. Most recently, First Community CU (MO) was updated on September 27, 2026 and RFC Client on July 21, 2026.

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