Comparison

SpendCircle vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendCircle

This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.

Highlights
  • Shared family spending view
  • Expense tracking in real-time
  • Customizable spending categories
  • Detailed expense notes
  • Accountability for family members
  • Spending habit building
Features
Read full description

Bewildered by your monthly household spending? With multiple credit card closing cycles and spending family members, it's impossible to keep track. And you can't manage what you can't track! With SpendCircle, your entire family shares a common view of spending. Track expenses as they happen, keep each other accountable and build good spending habits.  Define your own spending categories, make detailed notes, and get a deep understanding of your family spending. Motivate your family to reduce wasteful spending and make room for the things that matter!

About

Splitly

Features
Read full description

Splitly makes it easy to manage shared expenses with friends, family, or colleagues. Whether you’re splitting bills on a trip, tracking shared household expenses, or settling group dinners, Splitly helps you keep everything organized. Key Features: • Group Expense Tracking – Create groups and add expenses effortlessly. • Scan receipts: You can now scan or select from photo library to store receipts to a split. • Smart Summarization – See who owes whom with automatic balance calculations. • Personal Expense View – Track all your split transactions in one place. • Multiple Currencies – Perfect for group trips. • Simple & Clear Interface – Designed for easy expense tracking and quick settlements. Splitly helps you settle up instantly. Download now and keep your shared expenses hassle-free! Terms of Use: https://www.delos.com.vn/legal

Screenshots

SpendCircle4 screens
Splitly4 screens

Verdict

The call

The clearest difference is iOS requirement: SpendCircle at 15.0 against Splitly's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendCircle sells 1 in-app purchase, starting at $1.99 per year and Splitly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 9 level
SpendCircle versus Splitly: the parameters behind the verdict, then further details
ParameterSpendCircleSplitly
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size33 MB22 MB
Age rating4+4+
DeveloperClaredat LLCDELOS CREATOR HUB COMPANY LIMITED

In-app purchases

1 purchases

SpendCircle

Subscriptions1
  • 1-Month Free | Annual Plan1 Month trial$1.991 Year
1 purchases

Splitly

One-time1
  • Splitly Premium$8.99

Questions

Is SpendCircle free?
SpendCircle is free to download, with in-app purchases available.
Is Splitly free?
Splitly is free to download, with in-app purchases available.
Do SpendCircle or Splitly have ads?
Neither SpendCircle nor Splitly shows ads.
Which is updated more often, SpendCircle or Splitly?
SpendCircle ships an update every 2 weeks, and Splitly every 2 weeks. Most recently, SpendCircle was updated on October 14, 2026 and Splitly on October 1, 2026.

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