Comparison

Lunch Money vs Spendro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lunch Money

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

Highlights
  • Detailed income and spending stats
  • Spending breakdown by category
  • Quick transaction review
  • Categorize, tag, and add notes
  • Monthly spending patterns and charts
Currently charting
Read full description

Lunch Money is the official free companion app for the Lunch Money web app. This app is only available to current registered users of Lunch Money. - See detailed stats of your income and spending - Dive into each category of your Spending Breakdown - Review transactions quickly with a swipe - Categorize, tag and add notes to transactions on-to-go - See patterns of your spending with monthly stats and charts For any feedback, support, or inquiries about Lunch Money, please contact us at support@lunchmoney.app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendro

Effortlessly record, understand, and manage your finances with a privacy-first approach. Track spending, create custom budgets, and gain visual insights into your money. Collaborate with family or partners on shared wallets.

Highlights
  • Fast manual transaction entry
  • Location-aware transaction pre-filling
  • Split expenses across categories
  • Attach photos and notes to entries
  • Automate recurring expenses
  • Visual spending and income reports
  • Customizable budgeting tools
  • Shared wallets for collaboration
Read full description

Spendro helps you record, understand, and manage your finances effortlessly with a privacy-first approach. Designed for clarity and speed, Spendro adapts to your lifestyle, giving you full control over your financial data. Record Transactions Your Way - Fast Manual Entry: Log transactions in seconds with an intuitive interface. - Location Awareness: Spendro can remember your frequent spots and automatically pre-fill transaction details to save you time. - Split Expenses: Categorize a single transaction into multiple categories for precise tracking. - Rich Records: Save photos, notes, and receipts with every entry. - Recurring Rules: Easily automate and manage your regular expenses—set it once, and let Spendro handle the rest. Understand Your Money - Comprehensive Tracking: Monitor your spending, income, and account balances in one place. - Visual Insights: Gain clarity through clear, visual reports like Cash Flow and Expense Trends. - Flexible Budgets: Build customized budgets that actually work for your financial goals. Share and Collaborate - Shared Wallets: Invite family members or partners to manage finances together. - Real-Time Updates: Keep everyone on the same page with seamless data sharing. Access Anywhere - Multi-Device Sync: Use Spendro across all your devices—everything stays perfectly in sync. - Offline Mode: Log transactions anytime, anywhere, even without an internet connection. Privacy and Security - Data Ownership: You stay in full control. Your financial data remains private and secure under your own management. - Privacy First: Your information is never sold or shared with third parties. Spendro makes personal finance simple, visual, and straightforward. Start tracking your money today and take control of your finances! Subscription Information This app offers auto-renewable subscriptions that unlock premium features such as advanced budgeting, multi-device sync, and detailed financial insights. Spendro Plus – Essential budgeting tools for individuals Spendro Pro – Full access for power users and families Duration: Monthly or Yearly (auto-renewable) Price: Displayed in-app and varies by region. Auto-Renewal: Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime from your Apple ID account settings after purchase. Privacy Policy and Terms of Use Privacy Policy: https://www.spendro.ca/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Lunch Money4 screens
Spendro4 screens

Verdict

The call

The clearest difference is review sentiment: Spendro at 100% against Lunch Money's 61%. Spendro also leads on rating (5.0 vs 4.8) and iOS requirement (14.0 vs 16.4). Lunch Money's advantage is monetization model (free vs freemium) and ratings volume (58 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lunch Money sells 1 in-app purchase, starting at $150.00 per year and Spendro sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spendro holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Lunch Money has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 61% of Lunch Money's written reviews are positive against 100% of Spendro's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

Scorecard6 real differences · 5 level
Lunch Money versus Spendro: the parameters behind the verdict, then further details
ParameterLunch MoneySpendro
PriceFreeFree
Rating4.8 (58 ratings)5.0 (2 ratings) — better
Positive reviews60.9% of reviews100.0% of reviews — better
Number of ratings58 — better2
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
Best chart rank#185 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size69 MB80 MB
Age rating4+4+
DeveloperLunchbag Labs IncGUO YAN WEI

Customer experience

Lunch Money

All ratings58 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews23 reviews
Positive60.9%
Neutral13.0%
Negative26.1%

Spendro

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Lunch Money

Subscriptions1
  • Annual Subscription$150.001 Year
4 purchases

Spendro

Subscriptions4
  • Plus (Monthly)3 Days trial$1.991 Month
  • Pro (Monthly)3 Days trial$2.991 Month
  • Plus (Annual)7 Days trial$19.991 Year
Show 1 more
  • Pro (Annual)7 Days trial$24.991 Year

Questions

Is Lunch Money free?
Lunch Money is free to download, with in-app purchases available.
Is Spendro free?
Spendro is free to download, with in-app purchases available.
Which has better reviews, Lunch Money or Spendro?
Spendro is rated higher. Lunch Money averages 4.8 out of 5 from 58 ratings, while Spendro averages 5.0 from 2 ratings.
Do Lunch Money or Spendro have ads?
Neither Lunch Money nor Spendro shows ads.
Which is updated more often, Lunch Money or Spendro?
Lunch Money ships an update every 2 weeks, and Spendro every 2 weeks. Most recently, Lunch Money was updated on October 14, 2026 and Spendro on October 16, 2026.

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