iA Mobile vs Spendro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iA Mobile
Manage your group insurance benefits and monitor your retirement savings and investments. Submit claims, track reimbursements, check drug coverage, and view investment performance. Access your financial information anytime, anywhere.
- Submit insurance claims securely
- Track claims and reimbursements
- Check prescription drug coverage
- Monitor retirement savings and investments
- View investment performance
- Make voluntary contributions
- Use smartphone as insurance card
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iA Mobile makes it easy for you focus on your goals by always having your information at your fingertips! Take advantage of your group insurance benefits and monitor your retirement savings and investments at iA Financial Group. With iA Mobile, you can: GROUP INSURANCE - Submit your claims securely - Send photos of your receipts, if required - Track your claims - Use your health spending account to reimburse the unpaid portion of a claim - Check the eligibility of healthcare providers - Check your prescription drug coverage - Estimate the amount you will be reimbursed for your prescription drugs - Find pharmacies that offer the prescription drug you are looking for and compare prices* - Use your smartphone as a group insurance card - Obtain proof of travel insurance** - Produce the list of expenses for your income tax return The functionalities in iA Mobile vary based on the plan chosen by your employer. ** WebRx users outside Quebec can view the price of the medication they are searching for in each pharmacy found. In Quebec, WebRx does not provide prices per pharmacy; instead it provides an average provincial price for each drug being searched. ** Obtain proof of travel insurance if your group insurance plan covers emergency medical care received outside of Canada GROUP SAVINGS AND RETIREMENT - See how much you have saved to date - Track your progress toward your retirement goal - See the return on your investments - Make voluntary contributions to your group RRSP, group TFSA or VRSP - See your transaction history - Make sure that your investment asset mix still matches your investor profile - Designate or change your beneficiaries INDIVIDUAL SAVINGS AND RETIREMENT - View your investment balance - See your personal rates of return for each contract - Consult your electronic documents You must be registered for My Client Space to take full advantage of iA Mobile. To learn more about iA Mobile, go to ia.ca/iamobile.
Spendro
Effortlessly record, understand, and manage your finances with a privacy-first approach. Track spending, create custom budgets, and gain visual insights into your money. Collaborate with family or partners on shared wallets.
- Fast manual transaction entry
- Location-aware transaction pre-filling
- Split expenses across categories
- Attach photos and notes to entries
- Automate recurring expenses
- Visual spending and income reports
- Customizable budgeting tools
- Shared wallets for collaboration
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Spendro helps you record, understand, and manage your finances effortlessly with a privacy-first approach. Designed for clarity and speed, Spendro adapts to your lifestyle, giving you full control over your financial data. Record Transactions Your Way - Fast Manual Entry: Log transactions in seconds with an intuitive interface. - Location Awareness: Spendro can remember your frequent spots and automatically pre-fill transaction details to save you time. - Split Expenses: Categorize a single transaction into multiple categories for precise tracking. - Rich Records: Save photos, notes, and receipts with every entry. - Recurring Rules: Easily automate and manage your regular expenses—set it once, and let Spendro handle the rest. Understand Your Money - Comprehensive Tracking: Monitor your spending, income, and account balances in one place. - Visual Insights: Gain clarity through clear, visual reports like Cash Flow and Expense Trends. - Flexible Budgets: Build customized budgets that actually work for your financial goals. Share and Collaborate - Shared Wallets: Invite family members or partners to manage finances together. - Real-Time Updates: Keep everyone on the same page with seamless data sharing. Access Anywhere - Multi-Device Sync: Use Spendro across all your devices—everything stays perfectly in sync. - Offline Mode: Log transactions anytime, anywhere, even without an internet connection. Privacy and Security - Data Ownership: You stay in full control. Your financial data remains private and secure under your own management. - Privacy First: Your information is never sold or shared with third parties. Spendro makes personal finance simple, visual, and straightforward. Start tracking your money today and take control of your finances! Subscription Information This app offers auto-renewable subscriptions that unlock premium features such as advanced budgeting, multi-device sync, and detailed financial insights. Spendro Plus – Essential budgeting tools for individuals Spendro Pro – Full access for power users and families Duration: Monthly or Yearly (auto-renewable) Price: Displayed in-app and varies by region. Auto-Renewal: Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime from your Apple ID account settings after purchase. Privacy Policy and Terms of Use Privacy Policy: https://www.spendro.ca/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Spendro at 100% against iA Mobile's 34%. Spendro also leads on rating (5.0 vs 4.7). iA Mobile's advantage is in-app purchases (none vs 4) and ratings volume (260 vs 2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendro sells 4 in-app purchases, starting at $1.99 per month. iA Mobile asks for nothing beyond the download.
Spendro holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: iA Mobile has 260 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 34% of iA Mobile's written reviews are positive against 100% of Spendro's.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 16, 2026.
| Parameter | iA Mobile | Spendro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (260 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 33.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 260 — better | 2 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.2 — better | 14.0 |
| Further details — not scored | ||
| Size | 263 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Industrielle Alliance, Assurance et services financiers inc. | GUO YAN WEI |
Customer experience
iA Mobile
Spendro
Bugs and requests
iA Mobile
Reported bugs
17 issues- App crashes on login attempts
- Authentication fails despite correct credentials
- Face recognition not working reliably
- Password not saving when selected
- App closes unexpectedly after authentication
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- Language defaults to French after updates
- Saved credentials disappear after updates
- Claims cannot be submitted through app
- PDF forms cannot be downloaded on mobile
- Direct deposit information requires constant re-entry
- App shows services unavailable frequently
- Investment data not updating after market close
- Claim submission requires notifications enabled
- App becomes non-functional after recent updates
- Deposit information upload takes 2-5 days to process
- Documents not displaying completely
- Slow app performance during peak times
Requested features
16 requests- iPad/tablet version with landscape mode support
- Unit price and share quantity details for investments
- Coverage balance tracking (physio, massage, etc.)
- Auto/home insurance integration
- Life insurance product visibility
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- Investment performance charts and projections
- Password save functionality
- Apple Wallet card support
- Direct withdrawal options
- Multi-account Face ID support
- Real-time unit share price updates
- PDF download capability within app
- Automatic payment method saving
- Detailed transaction history
- Investment comparison tools
- Better tax document information
Spendro
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iA Mobile
No in-app purchases
Spendro
- Plus (Monthly)3 Days trial$1.991 Month
- Pro (Monthly)3 Days trial$2.991 Month
- Plus (Annual)7 Days trial$19.991 Year
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- Pro (Annual)7 Days trial$24.991 Year









