BeanLedger vs NumFin记账

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

主要功能亮点 极速记账，简单高效 一键添加账单，支持自定义分类，语音输入，轻松记录每一笔收支。 智能统计，清晰可视化 自动生成周/月/年收支分析图，直观展示消费趋势，助您优化开销。 预算管理，合理规划 设定每月预算，实时监控支出，防止超支，帮助养成良好消费习惯。 多维度账单管理 支持自定义标签、交易备注、搜索筛选，轻松查找历史账单，管理更加灵活。 iCloud 数据同步 支持云端存储，数据自动同步到所有设备，无惧数据丢失，随时随地访问您的财务记录。 隐私安全，专业保障 支持 Face ID / Touch ID 加密，数据仅您可见，确保财务信息安全无忧。 多币种 & 多账户支持 支持多种货币，适用于全球用户；可添加多个账户，满足个人与家庭理财需求。 定期提醒，账单不遗漏 支持周期性账单提醒，让您的水电费、房租、信用卡账单不再逾期。 一、用户订阅：年度订阅，月度订阅 订阅以年或月为计费周期，购买并支付后，将通过您的AppleID账号自动续订。续费费用会在到期前24小时内扣费，扣费成功后订阅顺延一个周期；如您需取消订阅，请提前在App Store账号中关闭自动续费订阅。 二、用户使用协议 Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 三、隐私政策：https://www.lightleaping.tech/numfin/privacy.html 四、免责声明 本App只对您的账单进行记录和管理(不参与您的实际交易)，不对任何访问或使用服务造成的任何损害或损失负责。 欢迎反馈问题，以及提供建议或需求，我们会在下个版本中更新。 联系方式：E-mail: zzscg@163.com