JOSHTAN vs PassiveTrack
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
JOSHTAN
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JOSHTAN is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performace of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator
PassiveTrack
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How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE ⢠Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly ⢠Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand ⢠Coverage: passive income Ć· monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST ⢠Screenshot import: snap any broker or bank screen and confirm what the AI found ⢠Voice: say "I have 100 shares of Apple" ⢠Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN ⢠FIRE progress: target capital and years to go with the 4% rule (adjustable) ⢠This month's note: what moved your net worth and passive income ⢠Ask questions about your own numbers ⢠Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings ā Apple ID ā Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: JOSHTAN at none against PassiveTrack's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month. JOSHTAN asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.
| Parameter | JOSHTAN | PassiveTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod ā better |
| Requires iOS | 16.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 103 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | JOSHTAN FINANCIAL SERVICES | DMCS |
In-app purchases
JOSHTAN
No in-app purchases
PassiveTrack
- PassiveTrack Pro$4.991 Month









