Comparison

Expense tracker vs Split With SquareUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense tracker

Effortlessly track your expenses and manage your budget with intuitive tools. Log spending quickly, set financial goals, and visualize your money habits with clear charts and summaries. Offers multiple budget methods and secure data synchronization across devices.

Highlights
  • AI receipt scanning
  • Voice entry for expenses
  • Multiple budget methods
  • Shared budgets
  • Savings goals tracking
  • Recurring bill reminders
  • Data export to CSV
Features
Read full description

Mocy is an expense tracker and budget planner that makes your money easy to follow. Log spending in seconds, pick a budget method that fits you and see where every dollar goes. Mo, the little wallet from our logo, keeps you company: it cheers your streaks, covers its eyes while you type your PIN and keeps empty screens friendly. LOG SPENDING IN SECONDS • AI receipt scanning: snap a receipt and every line item is filled in • Voice entry: say what you spent and Mocy logs it • Quick add from home-screen widgets and shortcuts • Income, categories and notes in one place A BUDGET THAT FITS YOU • Four built-in methods: 50/30/20, envelopes, the 60% solution and pay yourself first • See what's left this month at a glance on Home • Shared budgets with a partner, roommates or family SEE WHERE IT ALL WENT • Clear charts by category for any month or date range • Monthly summaries of spending, income and savings • Export to CSV for spreadsheets or taxes PLANS AND PAYMENTS • Savings goals with progress you can see • Debts and loans with due dates and reminders • Recurring bills and a subscription tracker • Event mode for trips and parties BUILD THE HABIT • Daily streaks, a streak calendar and milestone medals • Daily reminders so you never forget to log • Share your streak milestones PRIVATE AND SECURE • PIN and Face ID / Touch ID lock • Sign in with Apple or Google; your data syncs across your devices • Delete your account and data at any time in the app FOR EVERYONE • 132 currencies, 9 languages, light and dark mode Some features, including AI receipt scanning and voice entry, are part of Mocy Pro, available as a monthly, yearly or lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Privacy policy: https://www.mocy.pro/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Phone Number: +84857001789 Email: support@mocy.pro

About

Split With SquareUp

Effortlessly split bills by scanning receipts. Automatically itemize costs, assign them to individuals, and send personalized payment requests with one-tap links. Track shared expenses, manage recurring bills, and gain spending insights.

Highlights
  • Receipt scanning for automatic itemization
  • Manual item assignment to individuals
  • Proportional tax and tip division
  • One-tap payment links (Venmo, PayPal, Cash App)
  • Running balances and group management
  • Recurring bill tracking
  • Spending insights and export options
Read full description

SquareUp is the fastest way to split a bill the way it was actually ordered — not by dividing by four and hoping nobody notices. Point your camera at the receipt. SquareUp pulls every line item, tax, and tip. Tap who had what. Text everyone their own itemized total with a one-tap link to pay you back. No more screenshots, no more "I owe you around $20?", no more chasing people the week after. SquareUp is great for: -Dinners out with friends who all ordered different things -Roommates splitting groceries, utilities, and rent -Group trips where someone's been fronting everything -Couples who keep a running tab on shared costs -Coworkers on a regular lunch rotation Here's how it works: Scan a receipt and every item, tax, and tip gets parsed automatically -Tap items to assign them to people; shared stuff splits evenly across whoever had it -Tax and tip divide proportionally, so nobody overpays for the friend who got the lobster -Send everyone their share over iMessage with a Venmo, PayPal, or Cash App link pre-filled The people paying you back don't need to download anything. Their link opens in a browser with their personalized itemized total and payment buttons — tap, pay, done. Every feature you'd expect, and the ones you wouldn't: -Works on faded thermal receipts, handwritten tabs, and screenshots of delivery orders -Groups with running balances across every bill, simplified down to the fewest possible payments when you settle up -Friends list so you're not retyping names for the same dinner crew every week -Balance on the home tab — what you're owed, what you owe, across everything -Recurring bills for rent and subscriptions so they post themselves -Credit card rewards tracking so you know what card to put the group dinner on -Spending insights by person, group, and month -Export any bill or group to CSV or PDF for taxes -Home screen widgets for your balance at a glance -Guest mode — works without an account -Dark mode throughout SquareUp is free to start. Every premium feature is unlocked for your first two weeks, no payment info required. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense tracker4 screens
Split With SquareUp3 screens

Verdict

The call

The clearest difference is monetization model: Split With SquareUp at free against Expense tracker's free with in-app purchases. Expense tracker's advantage is ratings volume (6 vs 2) and iOS requirement (15.6 vs 17.6). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense tracker sells 3 in-app purchases, starting at $4.99 per month and Split With SquareUp sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Expense tracker against 5.0 for Split With SquareUp. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Expense tracker ships an update fortnightly, Split With SquareUp every 9 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Expense tracker versus Split With SquareUp: the parameters behind the verdict, then further details
ParameterExpense trackerSplit With SquareUp
PriceFreeFree
Rating5.0 (6 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings6 — better2
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.6
Further details — not scored
Size132 MB11 MB
Age rating4+4+
DeveloperNguyen Thanh ThienSpencer Lerner

Customer experience

Expense tracker

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Split With SquareUp

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Expense tracker

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Annually7 Days trial$34.991 Year
One-time1
  • Premium for Lifetime$94.99
2 purchases

Split With SquareUp

Subscriptions1
  • SquareUp Premium1 Month trial$2.991 Month
One-time1
  • SquareUp Premium Lifetime$49.99

Questions

Is Expense tracker free?
Expense tracker is free to download, with in-app purchases available.
Is Split With SquareUp free?
Split With SquareUp is free to download, with in-app purchases available.
Which has better reviews, Expense tracker or Split With SquareUp?
Expense tracker and Split With SquareUp are both rated 5.0 out of 5 on the App Store, from 6 and 2 ratings respectively.
Do Expense tracker or Split With SquareUp have ads?
Neither Expense tracker nor Split With SquareUp shows ads.
Which is updated more often, Expense tracker or Split With SquareUp?
Expense tracker ships an update fortnightly, and Split With SquareUp every 9 days. Most recently, Expense tracker was updated on November 4, 2026 and Split With SquareUp on October 31, 2026.

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