My LIC vs DhaalPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My LIC
Manage your insurance policies conveniently with this official app. Update personal details, pay premiums, and access policy services in one place. Currently in beta for select customers.
- Policy management
- Update personal details
- Premium payments
- Access policy services
- Official LIC app
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Manage your LIC policies easily with the all-new My LIC app, your one-stop solution for policy services. "OFFICIAL APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is currently available exclusively for select beta LIC customers. With My LIC app you can easily manage your policies, update personal details, pay premium and a lot more.
DhaalPay
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Dhaal Pay: Secure Financial Management with Fraud Protection Dhaal Pay is a financial app designed to safeguard your money and enhance your financial management experience. Using advanced machine learning and AI, it analyzes transactions and VPA IDs (e.g., UPI handles) to detect fraudulent activity and flag unusual or suspicious behavior, ensuring your funds stay secure. Key Features: - Fraud Detection: Monitors transactions and VPA IDs in real-time to identify and prevent unauthorized or suspicious activities, protecting you from financial fraud. - URL Safety Checks: With Accessibility Service, Dhaal Pay automatically scans URLs you click—inside or outside the app—to verify their safety, shielding you from phishing and malicious links while managing your finances. - Transaction Tracking: Reads financial SMS (e.g., bank alerts) to create downloadable credit and debit charts, helping you track spending securely. - Accessibility Service: Employed to analyze clicked URLs for safety and monitor transaction interfaces, ensuring a secure and seamless experience. Dhaal Pay prioritizes your safety and privacy. All data is processed locally, never shared, and designed to give you peace of mind while managing your finances confidently.
Screenshots
Verdict
The clearest difference is update cadence: DhaalPay at every 4 days against My LIC's every 3 weeks. DhaalPay also leads on iOS requirement (13.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My LIC ships an update every 3 weeks, DhaalPay every 4 days. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | My LIC | DhaalPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (55 ratings) — better | — |
| Positive reviews | 22.0% of reviews | — |
| Number of ratings | 55 — better | — |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 13.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | Life Insurance Corporation of India | DhaalPay |
In-app purchases
My LIC
No in-app purchases
DhaalPay
No in-app purchases









