My LIC User Reviews

My LIC
My LIC
Life Insurance Corporation of India

Top reviews

Not able to validate via aadhaar

Thought app looks good, tried to set up and validate. Seeing global exception error and backend error text. In the failed scenario, they can just add a external error loading page or redirect to home. The validating via Aadhaar flow is broken for me.

Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Login Issues

I have tried logging in more than 5-7 times and each time the app shows, "We are currently facing technical issues, please try again after some time".
Looks like proper testing was not done on the app prior to launch.
The launch page and login screen looks modern as compared to old website interface but the bugs has ruined the login experience.
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Disappointing

In my experience, the MyLIC app has been very disappointing. When it’s time to buy a policy, agents are quick to visit your home and convince you to invest. However, when the policy matures and you need assistance with the claim process, getting support becomes extremely difficult.

I received a letter stating that I could submit my claim through the MyLIC app. But when I tried to get help, I was simply told to visit the nearest LIC office. This defeats the purpose of having an online service if customers still have to run from office to office for basic claim support.

The reality is that you can purchase a policy from anywhere—even online—but when it comes to claims, you may still have to visit the branch office and handle everything yourself.

Customers deserve better support and clearer guidance during the claim process. Please be aware and understand the process before investing.
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Several Errors( wish could give negative rating for this)

Fix this god dammit app first. Do you perform proper testing before releasing updates? The current experience is extremely frustrating.

I’ve tried logging in multiple times, but I keep getting an “Unable to Reach” error every time. The message is unclear and doesn’t explain what the actual issue is or what action users should take.
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

1 Star - Horrible UX! Unusable unless you let it control your entire phone.

This app completely oversteps its boundaries. It blocks you from even entering the app if you have legitimate, widely used remote desktop tools like AnyDesk installed on your phone.
I understand wanting to prevent scams, but forcing a hard block with absolutely no option to "proceed at my own risk" is completely illogical and lazy development. Instead of building proper in-app security, secure login layers, or simple active-session detection, the developers took the absolute laziest route possible: holding the user's screen hostage and dictating what other completely legal apps they are allowed to have on their own personal device.
We buy our phones, we manage our own risks. Forcing an uninstallation of a tool someone might need for their actual job just to check an insurance policy is a joke.
Fix your design, give users a bypass option, and stop treating your entire user base like they don't know how to use a smartphone. Completely frustrating and unusable.
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Login and Home pages are not working

I’ve installed LIC app but nothing is working starting from login page. I’ve tried different login methods, but none of them is working due to technical issues error. It’s kicking me out to Home page which also throwing same error.
It would be nice if all these minor issues can be tested properly and fixed before releasing it for normal usage
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

App is unstable

The profile verification and mpin generation are getting failed. It this throwing error everytime. Hope this will be fixed for a better experience. I loved lic digital app which is clear and not having any glitches like network issue. This issue will be fixed and returned a better application to the users
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Two major issues need to be resolved on urgent basis

There are 2 major issues I have found which need immediate attention from your team.

1) Unlike LIC Digital App, there is no option to Track Request.
So a person cannot know whether his Request is “Under Process”, “Approved” or “Rejected”, and if “Rejected”what is the “Reason for rejection”.

2) “Identity verification using Aadhar OTP” is being asked again and again even though it is mentioned in the app that it is a one time requirement. I used “Verify Identity” button to Verify my Identity thinking that when I would apply for loan , I would not need to do it again. But had to do it again while applying for loan. Not only that, when I am applying for any other service like Bank, Address or PAN update, it is again asking for Identity Verification.

Please resolve!
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Response from developer

Regret the inconvenience. Uninstall/delete the App and reinstall and check. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

App Never Works Properly

This app always has some problem. It says ‘we are facing technical issues’ whenever i login into the app. It’s very frustrating, i hardly leave bad ratings but this time i especially came here just to leave a bad review. Please fix this app i want to check my policies and other things

Error in adding new Policy on life of my daughter

Unable to add my daughter's Policy. The app gives error we couldn't find PAN linked to this Policy , However PAN is already linked . Please resolve the issue.

third Class Application

I’ve been trying to pay my LIC premium through the app, but it hasn’t been working for the past 10–15 days. Every time I open it, I get a “temporary issue” error. This is really frustrating, especially when payments are time-sensitive. An app like this should be reliable, but this kind of repeated problem makes it hard to trust the service. Please fix these issues as soon as possible.
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Response from developer

Regret the inconvenience. Issue has been resolved. Uninstall/delete the App and reinstall and check. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

App doesnt work at all

The MyLIC app is extremely frustrating to use. Almost every time I try to access any feature, I get a “Currently we are facing technical issues” message. It’s not an occasional glitch—it happens consistently across multiple sections of the app.

An app meant for important financial services like premium payments and policy management should be reliable, but this one rarely works when needed. It defeats the entire purpose of having a digital platform.

This needs urgent attention. Please fix the stability and ensure basic functionality actually works.
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Response from developer

Regret the inconvenience. Technical Error issue has been resolved. Uninstall/delete the App and reinstall and check. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Dead App

The app doesn’t even open properly. Every time it keeps saying technical error and on top of that the UI is pathetic. I can’t even click on retry due to button overlapping. All these indications highlight only one thing i.e lack of ownership regarding the app. If the genuine intention is to improve customer experience please fix all the issues and make the app UI cleaner.
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Response from developer

Regret the inconvenience. Technical Error issue has been resolved. Uninstall/delete the App and reinstall and check. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Good upgrade over the previous application

Overall the app looks promising. Aspects like - single dashboard vision of all our policies, ease of updation of bank account, PAN Card number etc. definitely stand out positively. However, the app can be quite glitchy at times. Many times clicking on one policy details, opens up another policy details window by error. Ample scope of improvement for this app.
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Response from developer

Thank you for your valuable feedback! We’re constantly working to enhance the app by adding new features and making it more useful for you. Your suggestions are incredibly important to us. Please feel free to share any ideas or feedback by writing to us at csahelpdesk@licindia.com

App just doesn’t work !

I read a half page advertisement by Lic about this new app. I installed it immediately and was expecting a much smoother experience than the previous app. To my surprise, a company of this size is releasing such a buggy app that just doesn’t work even for five minutes every time I select an option. It says something went wrong. We are working on it.
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Response from developer

Regret the inconvenience. Please try to re-install the app. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

Pathetic App

I attempted to use the LIC DAVE app, but the experience has been extremely disappointing from the very first step.

The OTP process is highly unreliable either the OTP arrives after 10 minutes (by which time the session has already expired), or when it does arrive on time, the app throws an “Internal Server Error.” This completely blocks basic login functionality.

I also tried Aadhaar-based verification, but that consistently results in the same “Internal Server Error / Temporary Issue” message. It appears that none of the core authentication methods are functioning properly.

It is concerning that a financial institution’s app struggles with such fundamental features. Basic login and verification should be seamless, but here they are completely broken. I was not able to log in even once, so evaluating features, usability, or services is out of the question.

Overall, the app feels poorly developed and insufficiently tested. Significant improvements in backend stability, OTP handling, and error management are urgently needed. At its current state, the app is not usable.
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Response from developer

Regret the inconvenience. To better assist you with your issues, write to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no./Email ID and we will reach out to you

LIC Dive the ultimate App

This app is intuitive that it makes me wonder why all apps can’t be the same.
I was able to link my bank accounts to the policies without any hitch.
Thanks LIC for making our life easier.

Response from developer

Thank you for your valuable feedback! We’re constantly working to enhance the app by adding new features and making it more useful for you. Your suggestions are incredibly important to us. Please feel free to share any ideas or feedback by writing to us at csahelpdesk@licindia.com.

Not a reliable App

Update:
The App is still not working properly after uninstalled and reinstalled again as suggested by App Developer team. Completely uninstalled.


LIC’s web is more better than the mobile app. This LIC DIVE app is still struggling to authenticate its own registered users. The app is not user friendly and it’s not serving its very basic functionality. It’s giving the impression like the web app and mobile app is not querying the same replica of the server. Web app is working fine but the mobile app is keep on failing in its basic authentication step itself. It’s very easy to open LIC’s web app in mobile browser instead of opening this DIVE app in mobile.
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Response from developer

Regret the inconvenience. To better assist you with your issues share your registered mobile no/Policy no./Email ID at csahelpdesk@licindia.com and we'll reach out to you.

Never takes Selfie

Take a Selfie page asks you to place your face inside circle. I kept my face inside the circle for a very long time. I made sure more than enough lighting is there and removed my spectacles and did everything right. But it never was approved. Instead you could have allowed the user only to take the pic. So bad.
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Response from developer

Regret the inconvenience. Please try to re-install the app. If issues persist, to better assist you with your issues share your registered mobile no/Policy no./Email ID at csahelpdesk@licindia.com and we'll reach out to you.

Shows error or session expired

Whenever i want to open the app, 1) it works slow, it takes time to send the otp
2) it always shows error and says there is technical issue
3) if by chance it does open, the moment it opens, in the very next second it says session expired, without even using it- session expired,
What nonsence is this. Absolutely disappointed
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Response from developer

Regret the inconvenience. To better assist you with your issues please email to us at csahelpdesk@licindia.com by sharing your registered mobile no/Policy no/Email ID. and we will reach out to you to assist at the earliest. Thank you for your patience and support