Comparison

Digit Insurance vs My LIC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digit Insurance

Manage all your insurance needs digitally, from buying and renewing policies to filing claims. Enjoy a paperless experience with instant quotes, quick policy issuance, and 24/7 customer support for motor, health, travel, and life insurance.

Highlights
  • Instant premium checks and quotes
  • Quick policy purchase and renewal
  • Paperless insurance management
  • 24/7 customer support
  • Fast and easy claims processing
  • Smartphone-enabled self-inspection for claims
Features
Read full description

At Digit Insurance, we aim to make insurance simple. Now, you can manage check premium, buy/renew your policy, access policy documents, and make claims in an instant right here on our app. And the best part? No paperwork required! Why choose Digit Insurance? Value for Money - We try our best to give you the best possible and most affordable premiums because we know that there’s a lot at stake. Digital Everything - We’re tech savvy and we understand that time is precious. Both for you and us. That’s why, all our processes are tech enabled, quick and paperless. So, sit back and relax. Super-Fast Claims - Anytime and every time you’re in any sort of trouble, we’ll be there for you. With our 24x7 Support and quick, technology enabled claim processes, all your claims will be settled as soon as possible! Simplicity, Above All - No complex products. No jargons. No hidden clauses, terms and conditions. Our policy documents are so simple that even 15 years old can understand them. This is because we feel that people can benefit the most from insurance, only if they understand it! What makes Digit Insurance app so Awesome? Check Premiums Instantly Online - Enter details and get instant quotes. Customize the coverages as per your requirement and get premium instantly. Buy Insurance Quickly and Easily - Get all our insurance products online, in a jiffy. No long proposal forms or lengthy inspections and, you can get your policy in an instant. You can also access the policy document anytime within the App. An Entirely Paperless Experience - All our processes are digital, right from buying insurance to making claims. No need to go through tons of papers and documents! An Instant Renewal Process - Access and renew your existing insurance policies almost instant – they are just one click away. 24x7 Help and Customer Support - Get seamless support from our customer care services, available 24/7, even on National Holidays. Super-fast Claims - Easily access, edit, and raise an insurance claim on the app, and all your claims will be settled as soon as possible! Smartphone Enabled Self-inspection - For quick and easy claims, you can just take pictures of your damaged property with your phone and share it with us; and we’ll take it from there! Our Products Motor Car Insurance Two-Wheeler Insurance Commercial Vehicle Insurance Health Health Insurance OPD Health Insurance Super Top-Up Arogya Sanjeevani Policy Employee Health Insurance Other Products International Travel Insurance Flight Delay Cover Home Insurance Shop Insurance Digit in News Digit Insurance is raising $200M funding, valued at $3.5B - https://bit.ly/3Bl2HlN Digit Insurance onboards Virat Kohli as brand ambassador - https://bit.ly/3jrolPc Follow us for more Facebook: https://www.facebook.com/digitinsurance Instagram: https://www.instagram.com/digitinsurance/ Twitter: https://twitter.com/heydigit LinkedIn: https://www.linkedin.com/company/godigit/ Have any Questions? If you have any questions, or you need some help, or just write to us hello@godigit.com or give us a call on 1800-103-4448. IRDAI Registration No: 158 | Go Digit General Insurance Limited

About

My LIC

Manage your insurance policies and update personal details with this official app. It offers a convenient way to handle policy services and premium payments, acting as a central hub for policyholders.

Highlights
  • Manage insurance policies
  • Update personal details
  • Pay premiums
  • One-stop solution for policy services
  • Official app from LIC of India
Read full description

Manage your LIC policies easily with the all-new My LIC app, your one-stop solution for policy services. "OFFICIAL APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is currently available exclusively for select beta LIC customers. With My LIC app you can easily manage your policies, update personal details, pay premium and a lot more.

Screenshots

Digit Insurance4 screens
My LIC4 screens

Verdict

The call

The clearest difference is rating: My LIC at 4.7 against Digit Insurance's 4.1. Digit Insurance's advantage is update cadence (every 9 days vs every 3 weeks) and review sentiment (30% vs 20%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My LIC holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 106 and 190 respectively. Written reviews complicate that: 30% of Digit Insurance's written reviews are positive against 20% of My LIC's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Digit Insurance ships an update every 9 days, My LIC every 3 weeks. The most recent releases landed on November 10, 2026 and November 8, 2026 respectively.

Scorecard4 real differences · 6 level
Digit Insurance versus My LIC: the parameters behind the verdict, then further details
ParameterDigit InsuranceMy LIC
PriceFreeFree
Rating4.1 (106 ratings)4.7 (190 ratings) — better
Positive reviews29.6% of reviews — better20.4% of reviews
Number of ratings106190 — better
Update frequencyEvery 9 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15 — better17
Further details — not scored
Size155 MB40 MB
Age rating4+4+
DeveloperGo Digit Solutions Private LimitedLife Insurance Corporation of India

Customer experience

Digit Insurance

All ratings106 ratings
Positive78.3%
Neutral1.9%
Negative19.8%
Written reviews27 reviews
Positive29.6%
Neutral0.0%
Negative70.4%

My LIC

All ratings156 ratings
Positive91.0%
Neutral2.6%
Negative6.4%
Written reviews54 reviews
Positive20.4%
Neutral3.7%
Negative75.9%

In-app purchases

None

Digit Insurance

No in-app purchases

None

My LIC

No in-app purchases

Questions

Is Digit Insurance free?
Digit Insurance is free to download, with no in-app purchases.
Is My LIC free?
My LIC is free to download, with no in-app purchases.
Which has better reviews, Digit Insurance or My LIC?
My LIC is rated higher. Digit Insurance averages 4.1 out of 5 from 106 ratings, while My LIC averages 4.7 from 190 ratings.
Do Digit Insurance or My LIC have ads?
Neither Digit Insurance nor My LIC shows ads.
Which is updated more often, Digit Insurance or My LIC?
Digit Insurance ships an update every 9 days, and My LIC every 3 weeks. Most recently, Digit Insurance was updated on November 10, 2026 and My LIC on November 8, 2026.

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