Comparison

Fiano vs Expenses & Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fiano

Features
Read full description

Fiano is the expense tracker that feels like writing in your notebook. Just type what you spent — "coffee 4.50" or "rent 1400" — and Apple Intelligence instantly turns it into a clean, categorized entry. No buttons, no menus, no friction. YOUR EXPENSES, YOUR NOTEBOOK Fiano brings the simplicity of pen and paper to your iPhone. Add expenses and income with natural language, and watch your financial picture come together automatically. Every entry is neatly organized by date, category, and amount in a beautiful notebook-inspired interface. POWERED BY APPLE INTELLIGENCE Type the way you think. Fiano uses on-device Apple Intelligence to understand what you mean — parsing descriptions, amounts, and categories from plain text. Everything happens on your device. No cloud processing, no waiting, no compromises. SAVE SMARTER Set savings goals for what matters — an emergency fund, a vacation, a new car, retirement. Track your progress and watch your savings grow over time. NEVER MISS A PAYMENT Create reminders for recurring bills and payments. Fiano notifies you in advance so you're always on top of rent, subscriptions, insurance, and more. SEE WHERE YOUR MONEY GOES Monthly statistics break down your spending by category with colorful, easy-to-read charts. Set a monthly budget and track how you're doing at a glance. COMPLETELY PRIVATE Fiano collects zero data. No accounts, no servers, no analytics, no tracking — ever. All your financial data stays on your device using Apple's SwiftData framework. Optional iCloud sync keeps your data across your Apple devices, controlled entirely by you. MORE FEATURES YOU'LL LOVE • 10 built-in expense categories + create your own • Multi-currency support with 200+ currencies • Export your data as CSV anytime • Face ID & passcode lock for extra security • Siri Shortcuts — add expenses with your voice • Dark mode support • Monthly budget tracking with visual progress • iCloud sync across your Apple devices Fiano is completely free. No subscriptions, no ads, no in-app purchases. Just a simple, beautiful, private way to track your money.

About

Expenses & Subscriptions

Features
Read full description

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Payment methods, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

Screenshots

Fiano4 screens
Expenses & Subscriptions4 screens

Verdict

The call

Fiano and Expenses & Subscriptions are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Fiano versus Expenses & Subscriptions: the parameters behind the verdict, then further details
ParameterFianoExpenses & Subscriptions
PriceFreeFree
Update frequency—Every 5 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad — better
Requires iOS26.026.0
Further details — not scored
Size2 MB19 MB
Age rating4+4+
DeveloperEcmaBlas Orti Moya

In-app purchases

None

Fiano

No in-app purchases

None

Expenses & Subscriptions

No in-app purchases

Questions

Is Fiano free?
Fiano is free to download, with no in-app purchases.
Is Expenses & Subscriptions free?
Expenses & Subscriptions is free to download, with no in-app purchases.
Do Fiano or Expenses & Subscriptions have ads?
Neither Fiano nor Expenses & Subscriptions shows ads.

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