FIRE记账 vs Available Cash

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件，相比于其他记账软件，FIRE记账能更深度的记录您的资产和负债，而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金，并实时为您更新最新价格。负债支持市面上所有借贷的添加，包括微粒贷、借呗、房贷、公积金贷等，并自动生成每月还款计划和更新剩余金额，还款日前提醒，再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录，并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音，打通资产与现金的壁垒，股票分红日自动入账 3.负债管理，支持市面上所有借贷的添加，能生成还款计划，并自动更新剩余欠款。还款日前提醒，再也不怕忘记还款 4.自动记账，微信支付宝支付后自动记账，告别繁琐手记 5.信用卡管理，支持信用卡记账，自动生成账单 6.工资助手，只需一次配置，未来每月自动计入工资，告别手记 7.定期收入、支出管理，适用于租金、物业费、伙食费等固定现金收支 8.贷款试算，填入金额，期数，利率。一键生成总利息、真实利率、还款计划，再也不怕商家玩数字游戏 作者说： 我自己本来也不是一个喜欢记账的人，我之前觉得，现在市面上已经有这么多支付产品、银行软件，为什么我还要另外再用一款记账软件，而且还需要我手记。 直到后来，我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如，我是一个既买股票，又买基金的人。但是卖基金的软件和卖股票的软件，往往不是同一个软件，如果我想看到我所有投资产品（股票和基金）的总值，我还要切换不同的软件，并自己去计算总值。 即使有在同一个软件上的，但是投资类的软件又跟我的日常收支流水没有打通，我觉得不管是现金流，还是我的资产，这些都是我钱的一部分，那我能不能做一款软件，帮我把这些所有的钱都管理起来呢？ 如果您也有类似的需求，不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Money in your account isn't always money you can safely spend. Rent is coming. Credit card bills are waiting. Loans still need to be paid, and more expenses may already be ahead. The hard question isn't simply: “How much money do I have?” It's: How much can I safely use right now? When could cash start getting tight? If my income stops, how long can I keep going? Available Cash is built to answer those questions. It brings your cash accounts, income, recurring expenses, credit cards, loans, assets, and future events into one cash-flow model, so you can see how your money may change over the coming weeks and months. Planning a major purchase? Preview the decision first and see what happens to your cash flow after it occurs — across 30 days, 90 days, 180 days, or 1 year. See when a cash shortage may first appear, how large the shortfall could become, and whether your cash flow recovers. Worried about running short later? The timeline brings future income, expenses, and repayments into one place, helping you spot cash pressure before your balance actually becomes a problem. When real life no longer matches the plan, account calibration and credit-card reconciliation help bring the model back in line with your real balances. Available Cash supports cash accounts, credit cards, loans, assets, income sources, recurring income and expenses, future events, projects, and multiple currencies. No bank connection is required. You maintain your own data, with backup and restore tools available when needed. You don't need to predict your life. You just need to see what happens to your money if your current plans continue. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/