FinGym vs Arc Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinGym
This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.
- Offline net worth tracking
- Encrypted data storage
- Asset and liability management
- Automatic net worth calculations
- Compound interest calculator
- ROI calculator
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Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline — even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.
Arc Wealth
Gain financial clarity by manually tracking your net worth, assets, and liabilities. This app offers a private, on-device solution for long-term planning and reflection without linking bank accounts.
- Manual net worth tracking
- Asset and liability monitoring
- Financial trend analysis
- Personal financial planning
- Encrypted on-device storage
- Optional iCloud Sync
- Premium planning tools
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Arc Wealth is a private net worth and wealth tracker for people who want financial clarity without linking bank accounts. Built for manual entry from the start, Arc helps you track what you own, what you owe, and what you are building over time. See your full financial picture in one place, follow changes month to month, and plan without a transaction feed or budgeting pressure. Track your financial picture • Net worth, assets, liabilities, and recurring expenses • Trends across your full picture, assets, and liabilities • Personal plans for emergency funds, travel, home down payments, and more • Private notes, decision logs, and personal ledgers • Encrypted on-device storage with optional iCloud Sync Arc Premium (available as an optional auto-renewable subscription) includes: • Full Reflections that turn your tracked data into patterns, progress, and personal context • Monthly Readiness to see what is spoken for and what remains open • Debt Paydown to model how extra payments can change your payoff path • Wealth Projection to model future growth using your own assumptions • Additional widgets, custom labels, premium accent palettes, exports, PDF reports, milestone alerts, and expanded tracking limits Why Arc feels different • Manual input only. No bank connections. • Your data stays on your device unless you choose iCloud Sync • Designed for wealth clarity, long-term planning, and private reflection • Calm by design, with no transaction feed to maintain Arc Wealth is designed for personal clarity and planning. It is not financial advice. Terms of Use: https://arcwealth.clearstonestudio.co/#termsofuse Privacy Policy: https://arcwealth.clearstonestudio.co/#privacypolicy
Screenshots
Verdict
The clearest difference is iOS requirement: FinGym at 15.1 against Arc Wealth's 26.0. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and Arc Wealth sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | FinGym | Arc Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | — | 4 — better |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 44 MB | 11 MB |
| Age rating | 17+ | 12+ |
| Developer | Karthik Dechiraju | Omar Mubarak |
Customer experience
FinGym
Arc Wealth
In-app purchases
FinGym
- Monthly$4.991 Month
- Yearly$44.991 Year
Arc Wealth
- Arc Premium7 Days trial$5.991 Month
- Arc Premium7 Days trial$48.001 Year









