Comparison

RUPIQ vs SpendLens

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

RUPIQ

Features
Read full description

RUPIQ is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performace of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator

About

SpendLens

Features
Read full description

SpendLens helps you see exactly where every dirham, dollar, and euro goes โ€” without connecting your bank or creating an account. Track daily spending, automatically capture transactions from your bank's SMS alerts, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. AUTO-CAPTURE FROM YOUR BANK'S SMS โ€” FREE When your bank texts you a transaction alert, SpendLens can turn it into an expense for you. Set it up once with a simple Shortcuts automation, and new transactions land in your Inbox to review and approve in a tap โ€” no bank login, no account linking. Free for everyone. SCAN RECEIPTS WITH ON-DEVICE AI Snap a photo of any receipt and SpendLens uses Apple's Vision framework to extract the amount, date, and merchant โ€” completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to last. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. 55+ CURRENCIES SUPPORTED Travel, expat life, mixed currencies โ€” no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always preserved. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI SHORTCUTS Add expenses by voice. Ask Siri "How much did I spend today?" and get an instant answer. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the cloud โ€” Smart Parsing, which powers bank-SMS auto-capture โ€” is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks unlimited categories, receipt scanning, spending trends, all widgets, CSV & PDF export, custom app icons, and Siri Shortcuts โ€” for a one-time purchase. No subscription. Ever. (Auto-capture from your bank's SMS is free for everyone.) Made with care in Abu Dhabi.

Screenshots

RUPIQ4 screens
SpendLens4 screens

Verdict

The call

The clearest difference is in-app purchases: RUPIQ at none against SpendLens's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendLens sells 4 one-off in-app purchases. RUPIQ asks for nothing beyond the download.

UpkeepUpdate frequency

RUPIQ ships an update every 2 months, SpendLens monthly. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

Scorecard1 real difference ยท 5 level
RUPIQ versus SpendLens: the parameters behind the verdict, then further details
ParameterRUPIQSpendLens
PriceFreeFree
Update frequencyEvery 2 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 โ€” better17.0
Further details โ€” not scored
Size85 MB45 MB
Age rating4+17+
DeveloperDelta WiseZeeshan Ahmed

In-app purchases

None

RUPIQ

No in-app purchases

4 purchases

SpendLens

One-time4
  • Coffee Tip$0.99
  • Pizza Tip$2.99
  • Party Tip$4.99
Show 1 more
  • SpendLens Pro$6.99

Questions

Is RUPIQ free?
RUPIQ is free to download, with no in-app purchases.
Is SpendLens free?
SpendLens is free to download, with in-app purchases available.
Do RUPIQ or SpendLens have ads?
Neither RUPIQ nor SpendLens shows ads.
Which is updated more often, RUPIQ or SpendLens?
RUPIQ ships an update every 2 months, and SpendLens monthly. Most recently, RUPIQ was updated on October 14, 2026 and SpendLens on October 18, 2026.

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