fastpayfx vs Finami

FastPayFX is your all-in-one modern fintech solution for seamless global financial management. Whether you’re sending money to family across borders, swapping currencies for your business, or simply managing your multi-currency assets, FastPayFX provides a secure, fast, and transparent experience. Key Features: Multi-Currency Wallets: Manage a wide range of currencies including USD, CAD, PHP, NGN, GBP, EUR, and GHS all in one place. View your real-time balances and manage your wallets with a single tap. Instant Currency Swaps: Exchange between supported currency pairs (like NGN to USD, USD to CAD, etc.) with real-time market rates. Our transparent fee structure ensures you always know exactly what you’re paying. Global Money Transfers: Send funds directly to bank accounts or to other FastPayFX users instantly. Track your transfers with real-time verification. Secure & Verified: We prioritize your security with robust KYC verification, device tracking, and role-based access controls to keep your assets safe.

Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them. Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises. WHAT YOU CAN DO • Record income and expenses with account, category and amount • See the combined balance of every account by week, month, half-year or year • Handle cash, bank and wallet accounts in several currencies, with conversion • Track debts and count every payment down until they are closed • Move money between your own accounts without double-counting it • Set reminders and get the alert before the due date • Organize your categories your way • Export an encrypted backup whenever you want ZERO-KNOWLEDGE ENCRYPTION The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN. READ THIS BEFORE YOU INSTALL This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then. WHO IT IS FOR For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads. English and Spanish, light and dark themes, and several currencies at once. Terms and conditions: www.finami.app/en/terms-conditions Privacy policy: www.finami.app/en/privacy-policy