Simple Income & Expense vs SimpleSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Income & Expense
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Create income and expense lists easily on your smartphone. This app helps you record and manage income and expenses in a simple way. You can use it for many situations, such as household budgeting, event costs, travel expenses, hobby budgets, side job income and expenses, and small personal money records. Just enter your income and expenses to quickly check totals and your overall balance. You can also record dates, labels, notes, and payment methods, making it easy to review your records later. Simple and easy to use, with no account registration required. You can start creating and editing income and expense lists right away without complicated settings. ■ Features ・Intuitive operation A simple and easy-to-understand UI / UX. Even first-time users can create income and expense lists without confusion. ・Income and expense management Record income and expenses separately. Manage daily money flow for household budgets, events, travel, side jobs, and more. ・Check totals Easily check total income, total expenses, and overall balance. Quickly understand your current financial balance from the items you entered. ・Graph view View income and expense trends with graphs. Understand changes by date and the overall flow visually. ・Category and label management Set labels for each item. Organize your records by purpose, such as food, transportation, communication, fixed expenses, shopping, and savings. ・Grouping Use headers to group items. Manage monthly income, fixed expenses, daily spending, planned expenses, and notes in an easy-to-read way. ・Notes Add notes to each income or expense item. Record purchase details, payees, additional information, or anything you want to check later. You can also use it as a memo for planned expenses or shopping items when the amount is not yet decided. ・Date and payment method Record payment date/time and payment method. Organize payment details such as credit card, e-money, bank transfer, and direct debit. ・Flexible design Set colors for each item. Organize items visually by category, purpose, or importance. ・Export and share Export and share your income and expense data. Useful for backups and use on other devices. ・Excel / CSV / Markdown export Export income and expense lists in formats such as Excel, CSV, and Markdown. You can check the data in spreadsheet software or use it in other documents. ・Ready to use No account registration required. Start managing income and expenses whenever you need. ・Dark theme support Dark theme is supported, making the app comfortable to use at night. Recommended for anyone who wants to record income and expenses easily on a smartphone, manage household or event costs simply, or understand daily money flow more clearly.
SimpleSpend
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/
Screenshots
Verdict
The clearest difference is update cadence: SimpleSpend at weekly against Simple Income & Expense's every 2 weeks. Simple Income & Expense's advantage is iOS requirement (15.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Income & Expense sells 2 in-app purchases, starting at $1.99 per month and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.
Simple Income & Expense ships an update every 2 weeks, SimpleSpend weekly. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.
| Parameter | Simple Income & Expense | SimpleSpend |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 63 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | YUKI TANAIKE | 杭 李 |
In-app purchases
Simple Income & Expense
- Simple Expense Pro (Monthly)$1.991 Month
- Simple Expense Pro (Annual)$18.001 Year
SimpleSpend
- SimpleSpend Pro$4.991 Year
- SimpleSpend Pro$17.99
Questions
Is Simple Income & Expense free?
Is SimpleSpend free?
Do Simple Income & Expense or SimpleSpend have ads?
Which is updated more often, Simple Income & Expense or SimpleSpend?
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