Budget Chum vs Fixo

Meet Budget Chum - the friendly way to budget day by day. Instead of juggling categories and complex rules, Budget Chum focuses on what matters most: what’s safe to spend today. • See your daily budget at a glance and understand how it changes over time • Log expenses and income in seconds with quick actions • Track trends with clean, insightful charts • Keep an eye on subscriptions and recurring payments • Build savings confidently without losing sight of your day-to-day With Budget Chum, every decision gets easier. You’ll always know where you stand, what’s coming up, and how today’s choices help you reach your goals. Key Features • Daily Budget Card: Know exactly what you can spend today - no guesswork. • Safe to Spend: Balance current funds, upcoming payments and goals in one clear signal. • Quick Actions: Add expenses or income fast, adjust balances and jump to common tasks. • Charts & Trends: Understand your spending patterns and progress at a glance. • Subscriptions: Track recurring charges so nothing slips through. • Savings Goals: Set targets and watch your momentum build. • Thoughtful Onboarding: A guided walkthrough highlights the features that matter. • Privacy First: Your data stays yours. Budget Chum turns budgeting into a simple daily habit. It’s fast, clear and encouraging - designed to help you spend confidently and save consistently without the overwhelm. Start your first week with Budget Chum and see how small, confident decisions add up.

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.