Comparison

Settleasy vs SplitFix

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settleasy

Features
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The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom β€” 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: β€’ Couples: Manage monthly household bills, partner costs, and monthly expenses together. β€’ Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. β€’ Families: A simple way to share costs, track income, and settle family debts. β€’ Travelers: Track holiday expenses and group spend across multi-currency ledgers. β€’ Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: β€’ Flexible Shares: Set custom split methods β€” equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. β€’ Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. β€’ Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. β€’ Settlement Payments: Record payments between participants to zero out debts and clear the balance. β€’ Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. β€’ NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants β€” for instance, by mail or messenger. BUILT FOR REAL LIFE β€’ Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. β€’ Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. β€’ Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. β€’ Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. β€’ Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. β€’ Fast Entry: Tap settlement β†’ "+" β†’ enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself β€” participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED β€’ Participants: Add people with names and optional photos (from camera, gallery, or files). β€’ Group & Sort: Organize settlements, items, and participants exactly how you want. β€’ Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. β€’ Bulk Actions: Select and delete multiple rows at once. β€’ Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO β€’ Unlimited settlements (free: up to three settlements). β€’ Watermark-free PDF reports (free: PDF reports with watermarks). β€’ Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

About

SplitFix

Features
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SplitFix helps you share common expenses easily, transparently, and fairly β€” perfect for shared apartments, trips, club projects, home construction, or events. Features Project-based organization β€’ Separate projects for different purposes β€’ Unlimited participants per project β€’ Categorize by expense type β€’ Track expenses over time Expense sharing & settlement β€’ Automatic calculation based on participation β€’ Multiple distribution methods: percentages or fixed amounts β€’ Who owes whom? β€’ Detailed overviews and charts Documentation & export (Premium) β€’ PDF export for reports and settlements β€’ Attach receipts and invoices as photos β€’ Monthly summaries β€’ Manage multiple projects at once Easy to use Create a new project (e.g. β€œMarch Apartment Costs”) Invite participants Add expenses Settle up automatically and fairly Secure & privacy-compliant β€’ Encrypted data transmission β€’ GDPR-compliant processing β€’ No sharing of personal data β€’ Secure cloud synchronization Who is SplitFix for? Shared apartments & roommates Travel groups Home construction & renovations Clubs & organizations Festivals & events Families & couples SplitFix – simple, transparent and fair All core features such as creating projects, adding and sharing expenses are permanently free. Premium options are available for extended reports, multiple projects, and PDF exports. Premium subscriptions available with monthly, yearly, and lifetime options. All subscriptions renew automatically and can be canceled anytime in iPhone settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitfix.de/legal/privacy.php

Screenshots

Settleasy4 screens
SplitFix4 screens

Verdict

The call

The clearest difference is update cadence: SplitFix at every 5 days against Settleasy's monthly. SplitFix also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settleasy sells 1 one-off in-app purchase and SplitFix sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settleasy ships an update monthly, SplitFix every 5 days. The most recent releases landed on September 7, 2026 and September 12, 2026 respectively.

Scorecard2 real differences Β· 4 level
Settleasy versus SplitFix: the parameters behind the verdict, then further details
ParameterSettleasySplitFix
PriceFreeFree
Update frequencyMonthlyEvery 5 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS26.015.1 β€” better
Further details β€” not scored
Size6 MB39 MB
Age rating4+4+
DeveloperNils AnspachMORITZ JESSEN

In-app purchases

1 purchases

Settleasy

One-time1
  • Pro Upgrade$8.99
3 purchases

SplitFix

Subscriptions2
  • SplitFix Premium (Monthly)$2.991 Month
  • SplitFix Premium (Yearly)$24.991 Year
One-time1
  • SplitFix Premium Lifetime$89.99

Questions

Is Settleasy free?
Settleasy is free to download, with in-app purchases available.
Is SplitFix free?
SplitFix is free to download, with in-app purchases available.
Do Settleasy or SplitFix have ads?
Neither Settleasy nor SplitFix shows ads.
Which is updated more often, Settleasy or SplitFix?
Settleasy ships an update monthly, and SplitFix every 5 days. Most recently, Settleasy was updated on September 7, 2026 and SplitFix on September 12, 2026.

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