Settleasy vs Our Envelope Budget

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track holiday expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. • NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → "+" → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app. ENVELOPE BUDGETING MADE SIMPLE The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless. LINK YOUR BANK ACCOUNTS* (With Premium Subscription) Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized. AUTO-CATEGORIZE TRANSACTIONS Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living. BUDGET ON A CALENDAR See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope. FLEXIBLE ENVELOPE TYPES Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend: • Expense envelopes for everyday spending like groceries and dining out • Bill envelopes for recurring payments with due dates and amounts • Savings envelopes with goal tracking and progress bars • Income envelopes to track money coming in SMART FILL SCHEDULES Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger. MOVE MONEY BETWEEN ENVELOPES Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps. SPLIT TRANSACTIONS Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart. SHARE YOUR BUDGET Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations. CUSTOMIZE YOUR ENVELOPES Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/